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Cabot financial claims notice

  • 18-09-2019 9:41am
    #1
    noel.t
    Registered Users Posts: 4 ✭


    Hi wondering could anyone help me. I got a claim notice from Cabot yesterday its for a debt with mbna going back to 2007 for 12k

    I havent dealt with them since 2014 on this.

    I dont mind actually going to court to fight this as I know they pay pennies for the loan. However Im not sure what next step to take?

    If you have any advice I would greatly appreciate it

    Thanks

    Nathania


Comments

  • #2
    gwalk
    Closed Accounts Posts: 1,107 ✭✭✭gwalk


    Could you not pay what you owe instead of trying to weasel out of it?


  • #3
    un5byh7sqpd2x0
    Closed Accounts Posts: 1,862 ✭✭✭un5byh7sqpd2x0


    Ignore it


  • #4
    PaddyGannon
    Registered Users Posts: 33 ✭PaddyGannon


    First of, why put this in the Rp off Ireland as I don't see a rip off here, unless you enplane it.
    gwalk wrote: »
    Could you not pay what you owe instead of trying to weasel out of it?

    I wonder why you didn't give an answer to this?


  • #5
    eirman
    Registered Users Posts: 986 ✭✭✭eirman


    It doesn't matter what (or when) they paid for your debt - you still owe 12k

    I recommend that you make them a % offer based on your means and circumstances.
    Work out a payment plan with them that you can afford.
    They will probably require a Standard Financial Statement from you.

    They will most likely accept a realistic % offer, with payments over a few years.

    (ASKABOUTMONEY is a useful place for financial questions.)


  • #6
    eirman
    Registered Users Posts: 986 ✭✭✭eirman


    If you can't work out a good deal with them yourself, make and an appointment with your local MABS office.
    They provide a great free service.

    If you are of very meagre means, they could get the debt frozen (but not written off).


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