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Hi all,
Vanilla are planning an update to the site on April 24th (next Wednesday). It is a major PHP8 update which is expected to boost performance across the site. The site will be down from 7pm and it is expected to take about an hour to complete. We appreciate your patience during the update.
Thanks all.

What are you saving for

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Comments

  • Registered Users Posts: 5,016 ✭✭✭Blush_01


    Don't cha mean $1,000,000,000,000.00

    I don't need the extra .00.

    I'm not greedy.


  • Registered Users Posts: 509 ✭✭✭NeonCookies


    A house, a wedding, and following a call from the mechanic yesterday...a car. Great!


  • Registered Users Posts: 13,354 ✭✭✭✭cj maxx


    A house, a wedding, and following a call from the mechanic yesterday...a car. Great!

    Set up a go fund me page, seems everyone is doing it,!


  • Registered Users Posts: 1,570 ✭✭✭cms88


    onrail wrote: »
    A solid gold house

    A rocket car


  • Registered Users Posts: 18 Rhythmics


    A mortgage. If I have to hear my housemate's obnoxiously loud fake laugh for another year I'll end up in a loony bin or prison.


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  • Closed Accounts Posts: 3,445 ✭✭✭Rodney Bathgate


    I'm saving for a toasted sandwich and soup when the pubs reopen.

    Tomato and cheese toasted sandwich?


  • Posts: 26,052 ✭✭✭✭ [Deleted User]


    I haven't saved much on everyday spending. If the internet didn't exist and online shopping wasn't a thing, I'd be very impressed with myself.


  • Registered Users Posts: 877 ✭✭✭_Godot_


    A Switch. I've already bought a game for it (Dragon Quest XI S).


  • Registered Users Posts: 474 ✭✭Figel Narage


    I have a fair chunk in savings at this stage which continues to grow. Honestly it stems from not having anything to spend it on. I live like I'm broke and incredibly frugal by nature and don't think I'll ever not have that mindset, don't see the need to spend money on anything above the bare minimum. I'd love to invest in some kind of income producing asset but outside of property I don't think Ireland has the best set up like in America for instance with those index funds and the like. There is always the option to buy a house and rent out rooms but I don't like the sound of being a landlord. In saying all this I realize how fortunate I am and not many people are in the same boat as myself so I don't want to come across like life is hard when it's not


  • Closed Accounts Posts: 443 ✭✭Hairy Japanese BASTARDS!


    I'm just hoarding my money.
    I'm saving as much as I can when I can.


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  • Registered Users Posts: 13,505 ✭✭✭✭Mad_maxx


    a peugeot 5008


  • Registered Users Posts: 24,805 ✭✭✭✭Strumms


    Lucky Lou wrote: »
    A boob job.
    If you save twice as much you could get the two done in the same procedure. Just saying like.

    If you don’t get both done you might end up making a right tit of yourself. :eek:

    *gets coat*


  • Registered Users Posts: 807 ✭✭✭Jenneke87


    A Salvi Mcfall harp or a Teifi Welsh harp of I am Lucky enough


  • Registered Users Posts: 1,813 ✭✭✭Wesser


    New windows and doors
    New front and back garden
    New boiler
    external insulation
    new car
    orthodontic treatment

    Is going to take about 4 years!

    ...... then ill be done!


  • Registered Users Posts: 2,116 ✭✭✭Salty


    A house and a holiday


  • Administrators, Social & Fun Moderators, Sports Moderators Posts: 75,285 Admin ✭✭✭✭✭Beasty


    Death duties.....


  • Moderators, Category Moderators, Science, Health & Environment Moderators, Social & Fun Moderators, Society & Culture Moderators Posts: 37,144 CMod ✭✭✭✭ancapailldorcha


    No idea. I save but have no idea what the point is.

    We sat again for an hour and a half discussing maps and figures and always getting back to that most damnable creation of the perverted ingenuity of man - the County of Tyrone.

    H. H. Asquith



  • Registered Users Posts: 6,067 ✭✭✭Trigger Happy


    I am spending more during this lockdown .


  • Registered Users Posts: 951 ✭✭✭Neames


    Home Improvements and some new furniture.

    Putting away some money for treats as well later in the year. Hopefully we'll all be healthy and everyone will get something special at Christmas.


  • Registered Users Posts: 984 ✭✭✭Pinoy adventure


    A house


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  • Registered Users Posts: 646 ✭✭✭s14driftking


    Saving for nothing in particular, but I will need to buy a house someday so if a recession hit and I’m still working property might become a lot cheaper!!!


  • Registered Users Posts: 474 ✭✭Figel Narage


    For those saving to buy a house and hoping for a fall in prices, open to being wrong but I assume, although you would have enough for a deposit in the future, banks/lenders may not be willing to lend out to people if there's a property downturn and this is all assuming that everything else in life remains in order (i.e. you still have a job). I would have thought the same in hoping for a fall in prices but that thought does plague my mind some what when hoping for a crash. Obviously if you have enough to buy cash it's a different story but who is going to be able to save 300-500K in the next few years? Probably no one


  • Registered Users Posts: 6,597 ✭✭✭Feisar


    Lucky Lou wrote: »
    A boob job.

    Nooooooo!

    First they came for the socialists...



  • Registered Users Posts: 6,597 ✭✭✭Feisar


    For those saving to buy a house and hoping for a fall in prices, open to being wrong but I assume, although you would have enough for a deposit in the future, banks/lenders may not be willing to lend out to people if there's a property downturn and this is all assuming that everything else in life remains in order (i.e. you still have a job). I would have thought the same in hoping for a fall in prices but that thought does plague my mind some what when hoping for a crash. Obviously if you have enough to buy cash it's a different story but who is going to be able to save 300-500K in the next few years? Probably no one

    I remember during the last recession my parents were on my case about buying a house because of the “value”. Um I work in construction, guess who wasn’t going to get a loan back then.

    First they came for the socialists...



  • Registered Users Posts: 2,116 ✭✭✭Salty


    For those saving to buy a house and hoping for a fall in prices, open to being wrong but I assume, although you would have enough for a deposit in the future, banks/lenders may not be willing to lend out to people if there's a property downturn and this is all assuming that everything else in life remains in order (i.e. you still have a job). I would have thought the same in hoping for a fall in prices but that thought does plague my mind some what when hoping for a crash. Obviously if you have enough to buy cash it's a different story but who is going to be able to save 300-500K in the next few years? Probably no one

    To be honest, not holding out for a fall in prices. Saving for a house because in a couple of years, we will need to buy a house anyway and will just have to settle for what we can afford. Also have the option of a site next to the parents but that is a safety net, not the first choice.


  • Posts: 0 [Deleted User]


    We were saving for a deposit on a house before all of this but the cancellation of plans put us a few months closer to our goal, silver linings and all that


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