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Insurance just lapsed - doubt I'll be going anywhere for next 2/3 months

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  • 23-03-2020 5:52pm
    #1
    whiskeyman
    Registered Users Posts: 12,564 ✭✭✭✭


    Hey,

    My insurance with Aviva just lapsed.
    I never got renewal letter (used to get one?) but am thinking what's the point now as I don't need my car (I can use my wife's that I'm insured on).

    Am I best to leave it until I think I'll need it again and renew then?
    Any complications to be expected?
    It's over 10 years old.


Comments

  • Options
    #2
    Ciano35
    Registered Users Posts: 1,424 ✭✭✭Ciano35


    I think your no claims becomes invalid after a certain amount of time without having insurance, but I'm not sure how much.


  • Options
    #3
    Thoie
    Registered Users Posts: 6,344 ✭✭✭Thoie


    whiskeyman wrote: »
    Hey,

    My insurance with Aviva just lapsed.
    I never got renewal letter (used to get one?) but am thinking what's the point now as I don't need my car (I can use my wife's that I'm insured on).

    Am I best to leave it until I think I'll need it again and renew then?
    Any complications to be expected?
    It's over 10 years old.

    Marginally different, but I was going on holidays for 3 weeks at one stage, and my insurance was running out the day I left. I thought of delaying it until I got back, but someone pointed out to me that if the car was stolen/caught fire while I was away it wouldn't be covered.


  • Options
    #4
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    You have 2 years to keep NCB.

    Shouldn't be a problem leaving it for a while, if it were 15 or older it would be more difficult.


  • Options
    #5
    Miscreant
    Registered Users Posts: 2,197 ✭✭✭Miscreant


    Ciano35 wrote: »
    I think your no claims becomes invalid after a certain amount of time without having insurance, but I'm not sure how much.

    You have 2 years from when your No Claims Bonus was issued so 2 or 3 months should be fine.
    Like another poster pointed out though, your vehicle won't be covered for fire or theft without insurance.


  • Options
    #6
    coylemj
    Registered Users Posts: 25,326 ✭✭✭✭coylemj


    Miscreant wrote: »
    Like another poster pointed out though, your vehicle won't be covered for fire or theft without insurance.

    Or accidental damage.


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