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Live self-Builds - mod warning in post no. 1

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Comments

  • #2612
    magnethead
    Registered Users Posts: 429 ✭✭magnethead


    Thanks lads, I didn't really think they would rust inside the house, but I guess the moisture exposure could be enough...
    The Joists are 9x2 and I only put two nails in the bottom of the hanger, I'll nail down the top piece and put another one in the bottom.


  • #2613
    Chesty08
    Registered Users Posts: 6,083 ✭✭✭Chesty08


    Hi all,

    Only found this thread now and i am about to start a self build. I currently have planning permission and now have quotes from contractors (I am hoping to finalise off on who I go with over the next 2 weeks).

    With regards the banks, I cannot proceed any further on mortgage until we have architectural/engineer report on costings.

    I know I have to get a solicitor for sign off on this. Just a couple of questions

    What should I expect solicitor fees to be?
    Do I pay for a valuation fee?
    Do I need to take out insurance - if so what is the best? Do banks not cover the Insurance for first 12 months?
    Professional Indemnity insurance - do I need this or should this be covered with engineers fees? If I do, what is best?


  • #2614
    froshtyv
    Registered Users Posts: 225 ✭✭froshtyv


    Chesty08 wrote: »
    Hi all,

    Only found this thread now and i am about to start a self build. I currently have planning permission and now have quotes from contractors (I am hoping to finalise off on who I go with over the next 2 weeks).

    With regards the banks, I cannot proceed any further on mortgage until we have architectural/engineer report on costings.

    I know I have to get a solicitor for sign off on this. Just a couple of questions

    What should I expect solicitor fees to be?
    Every solicitor will have a different price so i cant give you an answer to this.
    Do I pay for a valuation fee?
    Yes, you will have to contact the bank for their valuation number and they will assign one to you. This figure will be based on the market value of the house upon completion.
    Do I need to take out insurance - if so what is the best? Do banks not cover the Insurance for first 12 months?
    I took out insurance that covers for public liability, I don't have a contractor, you will need this for your mortgage application.
    Professional Indemnity insurance - do I need this or should this be covered with engineers fees? If I do, what is best?
    Your engineer will have PI insurance, the bank will look for a copy of this for your mortgage application.[/QUOTE]


  • #2615
    Chesty08
    Registered Users Posts: 6,083 ✭✭✭Chesty08


    froshtyv wrote: »
    Your engineer will have PI insurance, the bank will look for a copy of this for your mortgage application.
    [/quote]

    Thanks


  • #2616
    dots104
    Registered Users Posts: 143 ✭✭dots104


    Chesty08 wrote: »

    Thanks[/QUOTE]

    We are just about to begin works on our site and our bank insisted that we had to take out our own insurance for the duration of the work even though our contractor has his own PI. Its called "in course of construction" insurance. I couldnt understand why we needed this but they wouldn't release funds without one. If the build is completed before 12 months the insurance changes over to regular house insurance for the remainder. Sounds to me a money making scheme for insurance company's


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  • #2617
    ECO_Mental
    Registered Users Posts: 2,473 ✭✭✭ECO_Mental


    dots104 wrote: »
    Thanks

    We are just about to begin works on our site and our bank insisted that we had to take out our own insurance for the duration of the work even though our contractor has his own PI. Its called "in course of construction" insurance. I couldnt understand why we needed this but they wouldn't release funds without one. If the build is completed before 12 months the insurance changes over to regular house insurance for the remainder. Sounds to me a money making scheme for insurance company's[/QUOTE]


    Its all fine and dandy until someone falls off a ladder, the builder goes bust, a tree falls on your half build house etc etc protecting that couple of hundred thousand euros you are spending I think its money well spent...

    6.1kWp south facing, South of Cork City



  • #2618
    laoch na mona
    Registered Users Posts: 2,965 ✭✭✭laoch na mona


    I'm looking at either buying or going the self build route, I'm trying to find estimates for self build costs but there doesn't seem to be much information out their re working out rough estimates of costs


  • #2619
    BryanF
    Moderators, Home & Garden Moderators Posts: 10,140 Mod ✭✭✭✭BryanF


    Kenzie Hundreds Matchbox wrote: »
    Mod Note - 9/10/2012: This thread is for discussing the various aspects of building as they arise. Do not use this thread for "pre-building" queries. Such queries should be posted in their own



    .
    .


  • #2620
    JJs Left Hand
    Registered Users Posts: 1,213 ✭✭✭JJs Left Hand


    Hi, I'm planning on installing a freestanding Stovax Vogue Midi T in my house with no chimney so flue straight up through the roof. Flue will need to extend anywhere between 1 and 2 metres above the line of the roof.

    Has anyone who has done similar had any issues with a flue in the wind when it's at this height or had any leaks around the flue?

    New build, well insulated, air tight house so amount of use the stove is going to get could be minimal however I would like to have they option of lighting a fire.


  • #2621
    B-D-P--
    Registered Users Posts: 1,167 ✭✭✭B-D-P--


    Be sure to double flue it so you don't burn your rafters.


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  • #2622
    Merrion
    Registered Users Posts: 1,419 ✭✭✭Merrion


    We have planning permission in and (most of the) contractors selected and engineer engaged for a "zero or negative embedded carbon" extension. It is a single story glue laminated mass timber over a ground screws foundation.

    However we are not able to find anyone to do the self build insurance for this "non standard" build as the company that used to underwrite these is UK based and has not got central bank clearance to sell in Ireland post Brexit. Does anyone know of anybody I should try in Ireland - brokers or?



  • #2623
    dominatinMC
    Registered Users Posts: 2,850 ✭✭✭dominatinMC


    Hi All,

    We just moved into our new build, which has some fairly large (2.5 m x 1.5 m) "picture" windows. I've noticed, tonight in particular with the weather conditions, that there seems to be a lot of deflection/sway in these windows with the wind blowing driectly at them. I presume this is normal and is a design feature? We have triple-pane UPVC windows from Munster Joinery.


    Thanks.



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