Originally Posted by ELM327
Wouldnt harm your chances but theres no need to add a middleman if one is not needed
Some cases which the bank may not approve directly apparently get through via brokers - which as far as I can see, is the only reason to go with one.
Well that's a pretty big reason in itself. The other reasons are that it consolidates all your applications into one, you'll get good advice on the different products on the market, it speeds up any communications with the bank as the broker will have a direct line to someone, we also got to borrow more through the broker without need an exemption as they got the bank at account for variable income. I highly recommend using a broker, as someone who tried doing it myself initially.