I don't, but trying to rectify that.
I'm mid 30s, can finally afford some cover I think, and there's a child in the house and one on the way that makes it seem to me I'm foolish not to have health cover going forward.
It's bamboozling trying to work out what policy I need, there are a dizzying array of them. Even the HIA comparison tool is confusing to me to use (any suggestions on "best" policy for two adults and two infants I'm all ears!).