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1st time insurer from NI/UK

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  • 16-11-2019 1:13pm
    #1
    CBear1993
    Banned (with Prison Access) Posts: 1,397 ✭✭✭


    Can someone help me out here as I don't understand what I'm doing wrong?

    I'm 26, from the North and have been driving since I'm 17 with no accidents, claims etc ever.

    I moved down to dublin earlier this year and just continued driving away on my uk insurer (I know I shouldn't have as my address has changed). Anyways it's up for renewal now in January 2020.

    I drive a 2011 VW Golf 1.6TDi Bluemotion. A relatively economical car in terms of fuel costs.
    I've always had insurance in my own name and I pay about £500 sterling consistently over the last few years.

    I've tried 3 different compare websites for Irish insurers this morning and it's some shock! All quoting me like €1600+ - One insurer Kennco was like €900.

    I wasn't expecting it at all and I couldn't afford that.

    Why am I being quoted very high rates? I've a full UK license for 9 years, and a clean record.
    Changed my UK reg plates this week to Irish ones and managed to avoid VRT after submitting an exemption form and a pile of supporting evidence. Just the motor tax and insurance now. Living in Dublin 15

    Thanks in advance.


Comments

  • Options
    #2
    bazz26
    Registered Users Posts: 51,113 ✭✭✭✭bazz26


    Welcome to Ireland. Insurance is expensive for most people, it's not unique to you.


  • Options
    #3
    CBear1993
    Banned (with Prison Access) Posts: 1,397 ✭✭✭CBear1993


    Thanks for the help Bazz.


  • Options
    #4
    Atlantic Dawn
    Registered Users Posts: 81,146 ✭✭✭✭Atlantic Dawn
    M


    Is your UK insurer still insuring you on an Irish plate?

    One thing I'd advise doing is exchanging your UK licence for an Irish one, lots of insurers will charge an excess for a UK licence as no penalty points can be added to it for offences committed here.


This discussion has been closed.
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