Do you mind me asking what they declined you on? Mine was based on the fact my p60 was higher for 2017 with extra hours worked to get deposit up despite not being guaranteed! I’m a working single parent but can’t get a mortgage but yet earn too much for social housing! It’s a mad world we are living in and completely defeats the purpose, reality is if I gave up my job I’d get a house!!!
My P60 for 2017 was well below the threshold for a single applicant, but I received a small increase in salary tipping my salary certificate just over that threshold several weeks before applying.
The RI website/application conditions stated the thresholds were based on previous years P60 (2017), in which case I felt eligble to submit an application. It appears that this condition applied to neither of us. Close to 40k deposit, squeaky clean ICB, no loans/outgoings.