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Cheaper option? Put open drive on insurance or add as driver?

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  • 20-02-2020 7:26pm
    #1
    Piguana
    Registered Users Posts: 16 ✭


    Hello, I would just like to ask. I am on 2nd year of driving in ROI and I have insurance under AXA. I’d like to put my bf under the insurance but I am confused as to what will be the cheaper option for me. To put open driving is 168€ or something. But I think to put him as a named driver would be cheaper. He had EU license but I urge him to switch to Irish license so I can put him and it will be cheaper for my insurance(thats what I think anyway).


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    #2
    Cows Go µ
    Registered Users Posts: 902 ✭✭✭Cows Go µ


    Piguana wrote: »
    Hello, I would just like to ask. I am on 2nd year of driving in ROI and I have insurance under AXA. I’d like to put my bf under the insurance but I am confused as to what will be the cheaper option for me. To put open driving is 168€ or something. But I think to put him as a named driver would be cheaper. He had EU license but I urge him to switch to Irish license so I can put him and it will be cheaper for my insurance(thats what I think anyway).

    Call your insurer and get a quote to add him as a named driver. It might be cheaper as a lot of them give and insured and partner discount. Some prefer to have an Irish licence but some don't mind an EU licence. There's no harm in calling to get a quote anyway


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    #3
    Esel
    Registered Users Posts: 22,002 ✭✭✭✭Esel


    Adding a named driver usually results in a lower premium than main driver alone. Sounds mad, but that's seems to be the norm .

    I'm not sure when the prospective named driver has a non-Irish licence though.

    Call your insurer/broker.

    Not your ornery onager



This discussion has been closed.
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