PHI is very much worth it.
People should be lobbying for reduced funding to the public system and allow them pay less in tax to help pay for PHI.
All the public sector cheerleaders you find on Boards are the first to run to the private sector when it comes to Health. Ask yourself why that is.
That’s lobbying for two very different, completely separate and unrelated things. It’s like saying my taxes fund social welfare and if Government cut social welfare, I wouldn’t have to pay so much tax. It’s nonsense really as one doesn’t follow from the other.
As it happens, my employer pays for my health insurance premiums so I don’t pay any taxes on those. I don’t know had the OP considered it but it didn’t appear like the OP was interested in changing jobs to one where their employer covered their health insurance premiums.