Wondering if anyone could offer any real-world experience, as I'm hitting a brick wall with online research...
We're looking to move house, and we were cleared last year to comfortably get the required mortgage amount. We're good candidates on paper in that we've faultless credit history, secure jobs etc.
However, the maximum deposit we can get is 10%. From what I can gather, while banks can give a small number of loans at 90% LTV, the criteria they work to isn't public.
So... do we have any hope of getting a 90% LTV mortgage? Anyone had an experience of this since the new guidelines were enforced?