Avantcard Cashback €144 - New & existing customers

11-09-2019 11:35am

Where do they tell you what the cashback amount is? Can't see on statement or account.

joeysoap · 11-09-2019 3:59pm

If it is there you will see it. i was expecting cash back in August. Zero received. But there was in September.

LizardKing · 11-09-2019 4:13pm

FYI I called up and asked to get this enabled about 6 weeks ago.... nothing received.

Called them again and there was an issue with turning it on - it was never fully completed.

They enabled it now and gave me €20 due to the mistake

Davy · 11-09-2019 8:21pm

123654789 wrote: »

Where do they tell you what the cashback amount is? Can't see on statement or account.

It will appear as a pending transaction on the 2nd of each month. Once posted, it will be a line on the statement saying "Cashback reward".

11-09-2019 9:17pm

Thanks guys, it is definitely not there then. I'll ring them tomorrow. There's a column called Promotional Plan Code but there's nothing in it... I wonder is that connected to it as well, the cashback per transaction maybe?

Roberto_gas · 04-10-2019 9:49am

Again very low cashback...i have used card for roughly 2000 Euros...

wench · 04-10-2019 9:55am

Roberto_gas wrote: »

Again very low cashback...i have used card for roughly 2000 Euros...

Was the spending in an eligible category?
You can see the full list in the pdf here

https://www.avantcard.ie/documents/111780/1631799/Eligible+Spend+for+Cashback+Reward+by+Type+of+Merchant+V3+20190301.pdf/0caaea24-e5b4-06e2-248e-b8c2c77a482d

Heiser · 11-10-2019 3:13pm

I got my documents today and I see they've approved me with an 8k limit. I only asked for 4k. I don't like the idea of having an 8k limit incase the card was stolen or something.

If I ask them to reduce it again is it seen as a withdrawal of credit? Does this then impact negatively on my credit score? This is important as I'll be approaching them about a 35k home improvement loan next year...

Beersmith · 11-10-2019 6:07pm

Heiser wrote: »

I got my documents today and I see they've approved me with an 8k limit. I only asked for 4k. I don't like the idea of having an 8k limit incase the card was stolen or something.

If I ask them to reduce it again is it seen as a withdrawal of credit? Does this then impact negatively on my credit score? This is important as I'll be approaching them about a 35k home improvement loan next year...

Jesus, just talk to them. 8K isn't a huge limit. A car rental company can put a huge holding charge on a CC.

glen123 · 11-10-2019 6:51pm

Heiser wrote: »

I got my documents today and I see they've approved me with an 8k limit. I only asked for 4k. I don't like the idea of having an 8k limit incase the card was stolen or something.

If I ask them to reduce it again is it seen as a withdrawal of credit? Does this then impact negatively on my credit score? This is important as I'll be approaching them about a 35k home improvement loan next year...

3 years ago when I applied for a loan, they offered to reduce my credit limit on my card so that they could give me the amount I needed.

So you maybe keep the limit for now - they'll reduce it themselves if needed when it comes to your loan application.

Mongfinder General · 11-10-2019 7:46pm

Heiser wrote: »

I got my documents today and I see they've approved me with an 8k limit. I only asked for 4k. I don't like the idea of having an 8k limit incase the card was stolen or something.

If I ask them to reduce it again is it seen as a withdrawal of credit? Does this then impact negatively on my credit score? This is important as I'll be approaching them about a 35k home improvement loan next year...

Brexit around the corner too - that €8k limit may come in handy

joeysoap · 13-11-2019 9:39pm

€3.70 this month. Getting there. My target is €30 to cover tax.

vicwatson · 13-11-2019 9:43pm

wench wrote: »

Was the spending in an eligible category?
You can see the full list in the pdf here

https://www.avantcard.ie/documents/111780/1631799/Eligible+Spend+for+Cashback+Reward+by+Type+of+Merchant+V3+20190301.pdf/0caaea24-e5b4-06e2-248e-b8c2c77a482d

92 Snowmobile dealers

People in Kildare, Laois, Carlow and Kilkenny might be quids in today

chasm · 14-11-2019 1:01pm

Do you still get to use the Avantages discounts and cashback on their website if you switch over to this?

Roberto_gas · 14-11-2019 5:51pm

chasm wrote: »

Do you still get to use the Avantages discounts and cashback on their website if you switch over to this?

yes

The J Stands for Jay · 21-11-2019 7:57pm

Does anyone use Curve with their avantcard? I'm wondering if I buy something using Curve then later use the time machine function, will it still be eligible for cashback or will it be treated like a refund and not be eligible.

ROSSWATSON · 23-11-2019 10:45am

Phoned them today. Be aware you lose your Tesco shopping points credits if you switch, so may not be for everyone depending on where you use your card for shopping.

Amouar · 23-11-2019 10:59am

How long did it take you in order to receive your card? I applied on Monday and sent all the documents, but they are still under review.

candyman · 23-11-2019 10:08pm

Could you apply for the card, get the 30 bonus and then cancel the card?

Would you still be liable for govt charge if you only had the card live for a few days?

Q&A · 24-11-2019 12:59am

McGaggs wrote: »

Does anyone use Curve with their avantcard? I'm wondering if I buy something using Curve then later use the time machine function, will it still be eligible for cashback or will it be treated like a refund and not be eligible.

Seems to be working. Curve card purchases are categorised by the underlying purchase type when I log on to avantcard i.e., Lidl is down as supermarket. Though to be fair I use both the curve card and original credit card and haven't tried itemising the cashback.

candyman wrote: »

Could you apply for the card, get the 30 bonus and then cancel the card?

Would you still be liable for govt charge if you only had the card live for a few days?

Afraid that wont work.

The €30 bonus is only paid out if you use the card in the first 90 days.

Only way to avoid the €30 stamp duty is to cancel the card without having used it within the period i.e,. April to March.

You can do one or the other but not both.

Bojill · 09-12-2019 1:28pm

Have been thinking my cashback was a little low the last two months, so went back and checked against their list against recent transactions ( 11nov-30nov).
I received 5.67 on 1st dec.
My transactions in the cashback catagories added up to approx 9.50.
Anyone else seeing lower than expected?
Im thinking I'm missing some clause that reduces the cashback that I dont know about.
I haven't cleared the full balance the last two months, but have paid way more than minimum.

The J Stands for Jay · 09-12-2019 2:35pm

Q&A wrote: »

Seems to be working. Curve card purchases are categorised by the underlying purchase type when I log on to avantcard i.e., Lidl is down as supermarket. Though to be fair I use both the curve card and original credit card and haven't tried itemising the cashback.

I'm wondering if using the time machine function to move the payment to a different card will remove the cashback on that transaction.

joeysoap · 10-12-2019 12:15am

Bojill wrote: »

Have been thinking my cashback was a little low the last two months, so went back and checked against their list against recent transactions ( 11nov-30nov).
I received 5.67 on 1st dec.
My transactions in the cashback catagories added up to approx 9.50.
Anyone else seeing lower than expected?
Im thinking I'm missing some clause that reduces the cashback that I dont know about.
I haven't cleared the full balance the last two months, but have paid way more than minimum.

Last month I checked my cashback against purchases. And compared it against previous month at the same time. Couldn’t reconcile it no matter what I included or discarded. Confess I gave up and just accepted the their figure. Smaller than I made it but it’s better than nothing.

wench · 10-12-2019 11:53am

I think the month in arrears is what throws the number out.
So the money I got Dec 2nd was for charges on my November statement, which were made in October!

Month Cashback Previous Statement balance
Dec 12.00 1278
Nov 7.37 624
Oct 9.46 951
Sept 5.96 906
Aug 12.00 1129

Bojill · 10-12-2019 6:38pm

wench wrote: »

I think the month in arrears is what throws the number out.
So the money I got Dec 2nd was for charges on my November statement, which were made in October!

Month Cashback Previous Statement balance
Dec 12.00 1278
Nov 7.37 624
Oct 9.46 951
Sept 5.96 906
Aug 12.00 1129

I didn't realise that, thanks.

Amouar · 01-04-2020 9:56am

Hi all,

I usually receive the cashback on the 1st of the month, however there was no cashback credited to me today. Did you notice the same thing?

wench · 01-04-2020 10:05am

Mine isn't there either, I'd expect to get it tomorrow.
Looking back, it was regularly the 2nd, until the last couple of months when it got a bit earlier.

Bojill · 01-04-2020 5:28pm

Yeah, same as, nothing here.

Amouar · 02-04-2020 10:26am

Still no cashback today neither.

Roberto_gas · 02-04-2020 10:45am

They are probably having challenges to calculate and post it on accounts manually....might turn up later in the month hopefully

Avantcard Cashback €144 - New & existing customers

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