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GDPR and OMCs

  • 06-04-2020 2:41pm
    #1
    Registered Users Posts: 19,647 ✭✭✭✭


    Quick qn,

    should an OMC be allowed to provide a list to all members of which properties havent paid their management fees?

    Given that all property owners are members, and all should be entitled to see a debtors listing for the company id hope so, but these days its hard to know :D


Comments

  • Registered Users Posts: 10,000 ✭✭✭✭Caranica


    Cyrus wrote: »
    Quick qn,

    should an OMC be allowed to provide a list to all members of which properties havent paid their management fees?

    Given that all property owners are members, and all should be entitled to see a debtors listing for the company id hope so, but these days its hard to know :D

    Unlikely. I know pre GDPR we looked into it and were told no. However we could produce a list of thanks to those who had paid


  • Registered Users Posts: 6,153 ✭✭✭Claw Hammer


    Caranica wrote: »
    Unlikely. I know pre GDPR we looked into it and were told no. However we could produce a list of thanks to those who had paid

    Provided the people who paid, give permission.


  • Registered Users Posts: 10,000 ✭✭✭✭Caranica


    Provided the people who paid, give permission.

    Funnily enough that was universally forthcoming. Unit numbers not names.


  • Registered Users Posts: 10,179 ✭✭✭✭Marcusm


    Cyrus wrote: »
    Quick qn,

    should an OMC be allowed to provide a list to all members of which properties havent paid their management fees?

    Given that all property owners are members, and all should be entitled to see a debtors listing for the company id hope so, but these days its hard to know :D

    Members of a company would not generally be able to have access to company financial information such as debtors’ listings. Such information would generally be available to directors and the managing agent.


  • Registered Users Posts: 10,179 ✭✭✭✭Marcusm


    Caranica wrote: »
    Unlikely. I know pre GDPR we looked into it and were told no. However we could produce a list of thanks to those who had paid
    Whoever told you that was likely of limited skill in the area. Anything which “tends” to provide personal data is precluded. Providing a list of those who have paid by elimination tends to identify those who haven’t and would thus disclose personal data about those individuals.


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  • Registered Users Posts: 3,817 ✭✭✭Darc19


    You are simply asking for trouble by identifying any property owners that have not paid and that includes by naming those that did.

    All you need is one disgruntled owner to have the omc mired in legal issues for years. Costing quite a bit.

    At the end of the day, the property cannot be sold without fees being up to date, so they will be paid at some point


  • Registered Users Posts: 33,576 ✭✭✭✭listermint


    Marcusm wrote: »
    Whoever told you that was likely of limited skill in the area. Anything which “tends” to provide personal data is precluded. Providing a list of those who have paid by elimination tends to identify those who haven’t and would thus disclose personal data about those individuals.

    Any evidence to back this up.
    GDPR wouldn't cover what you are suggesting here so what are you basing it on


  • Closed Accounts Posts: 1,862 ✭✭✭un5byh7sqpd2x0


    Marcusm wrote: »
    Whoever told you that was likely of limited skill in the area. Anything which “tends” to provide personal data is precluded. Providing a list of those who have paid by elimination tends to identify those who haven’t and would thus disclose personal data about those individuals.

    What legislation are you quoting from with the “tends” ?


  • Registered Users Posts: 10,179 ✭✭✭✭Marcusm


    listermint wrote: »
    Any evidence to back this up.
    GDPR wouldn't cover what you are suggesting here so what are you basing it on
    What legislation are you quoting from with the “tends” ?

    “Tends” is not used in GDPR itself. There is no express legal provision that states that a negative disclosure is a breach of the requirement not to disclose private data but it is self-evident that such a disclosure of it disclose the fact that a certain cohort has not paid is a disclosure of that data (the fact of non-payment). An employer cannot state that, “the following is a list of persons who do not earn €100,000 per annum” and then list all team members but one thereby disclosing that person’s salary. Likewise to list the households who are not in arrears is to disclose that the other households have not made the required payment which is the disclosure of data about them without a lawful reason or excuse. A listing of persons against whom enforcement proceedings had been commenced to recover debt might not be a breach as the taking of court action is a public record.

    Law is about interpretation as much as the express rules


  • Closed Accounts Posts: 1,862 ✭✭✭un5byh7sqpd2x0


    Marcusm wrote: »
    Law is about interpretation as much as the express rules

    But you appear to be quoting, quoting is not interpreting. And now it turns out that you're not quoting from any relevent legislation at all! :eek:


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  • Registered Users Posts: 13,982 ✭✭✭✭Dav010


    But you appear to be quoting, quoting is not interpreting. And now it turns out that you're not quoting from any relevent legislation at all! :eek:

    I was OMC Director for a number of years. What Marcusm posted is exactly the legal advice we received on this very matter. And there are solicitors among the unit owners.

    The independent advice we received is that you cannot identify individuals who have not paid their subs, either directly (by listing those who have not paid) or indirectly (by listing those who have paid).


  • Registered Users Posts: 19,647 ✭✭✭✭Cyrus


    fair enough thanks folks, appreciate the advice


  • Registered Users Posts: 25,659 ✭✭✭✭Mrs OBumble


    A thought you might like to tease out with a lawyer.

    GDPR applies to personally identifying data.

    Saying that Paddy Murphy has paid is personally identifying.

    Saying that fees have not been received for Apartment 7 Ard Somewhere for 2019 is not actually identifying any person.

    For data to be PII, a person has to be named or inferred. But an address does not infer a person, because the reader doesn't know who the property owner (ie liable fee payer) actually is: in many cases, its not the resident.


  • Registered Users Posts: 126 ✭✭FitzElla


    A thought you might like to tease out with a lawyer.

    GDPR applies to personally identifying data.

    Saying that Paddy Murphy has paid is personally identifying.

    Saying that fees have not been received for Apartment 7 Ard Somewhere for 2019 is not actually identifying any person.

    For data to be PII, a person has to be named or inferred. But an address does not infer a person, because the reader doesn't know who the property owner (ie liable fee payer) actually is: in many cases, its not the resident.

    If anyone knows Paddy Murphy owns apartment 7 and a list is published of all addresses who have not paid (or paid), that is a disclosure of personal information by the OMC as it is easy to infer a personally identifiable person from the address.

    The number of people who know Paddy Murphy does not matter, the information has been disclosed either way. Maybe your reader finds out in 6 months that Paddy Murphy owns that apartment, can you un-disclose the information at that point?


  • Registered Users Posts: 13,982 ✭✭✭✭Dav010


    A thought you might like to tease out with a lawyer.

    GDPR applies to personally identifying data.

    Saying that Paddy Murphy has paid is personally identifying.

    Saying that fees have not been received for Apartment 7 Ard Somewhere for 2019 is not actually identifying any person.

    For data to be PII, a person has to be named or inferred. But an address does not infer a person, because the reader doesn't know who the property owner (ie liable fee payer) actually is: in many cases, its not the resident.

    OMC maintain a register of property owners, every member is allowed to examine this register, the unit owner alone is legally responsible for payment of fees under Section 18 of the MUD Act, who resides there is immaterial.

    https://www.ccpc.ie/consumers/housing/apartments-and-duplexes/owners-management-companies/


  • Registered Users Posts: 283 ✭✭TSQ


    Stubbs Gazette publishes lists of debtors, seemingly not affected by GDPR?


  • Registered Users Posts: 33,576 ✭✭✭✭listermint


    TSQ wrote: »
    Stubbs Gazette publishes lists of debtors, seemingly not affected by GDPR?

    Because there is some poor interpretation here of what GDPR covers. That's why.

    Let's use the example above. Members are allowed to access the register.

    If one of the members were to access the register and take some PI and publish it for public consumption then GDPR compliance would come in to play.

    The notion that name is on a legal document which members have access to has no consequence.


  • Registered Users Posts: 10,179 ✭✭✭✭Marcusm


    TSQ wrote: »
    Stubbs Gazette publishes lists of debtors, seemingly not affected by GDPR?

    It publishes the names of persons against whom judgements or bankruptcy have been obtained following a judicial process which is a matter of public record.


  • Registered Users Posts: 2,359 ✭✭✭micosoft


    What legislation are you quoting from with the “tends” ?

    Section 56.45.34.667 of Section 94 of the Makey Uppy Everything I don't like Covered by GDPR Nah Nah legislation of course...*

    Literally replying to their posts is a contravention of GDPR as that is identifiable.


  • Registered Users Posts: 2,359 ✭✭✭micosoft


    listermint wrote: »
    Because there is some poor interpretation here of what GDPR covers. That's why.

    Let's use the example above. Members are allowed to access the register.

    If one of the members were to access the register and take some PI and publish it for public consumption then GDPR compliance would come in to play.

    The notion that name is on a legal document which members have access to has no consequence.

    As opposed to an entirely bogus interpretation of the legislation based on a something that would have taken 3 seconds to confirm as not true....

    https://www.stubbsgazette.ie/news/weekly-judgment-roundup

    We need a GDPR equivalent for Godwin's law for people who make up "GDPR" facts.


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