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Is a roof rack a modification (insurance query)?

  • 13-11-2020 4:41pm
    #1
    Earnshaw
    Registered Users Posts: 198 ✭✭


    I put a roof rack on a Van and upon renewing insurance the broker is telling me that this is a modification, and not an accessory.

    Told that I am required to get a RSA report from a qualified motor engineer (€180 + VAT).

    Anyone know if this is common for roof racks?


Comments

  • #2
    Del2005
    Registered Users Posts: 18,855 ✭✭✭✭Del2005


    Is it permanently attached? If so it'd a modification.

    If it's removable its an accessory, that you can leave it on all the time


  • #3
    Earnshaw
    Registered Users Posts: 198 ✭✭Earnshaw


    Del2005 wrote: »
    Is it permanently attached? If so it'd a modification.

    If it's removable its an accessory, that you can leave it on all the time

    Ya just unscrew 6 bolts with a spanner and lift it off.

    It's removable.


  • #4
    macplaxton
    Moderators, Motoring & Transport Moderators Posts: 2,957 Mod ✭✭✭✭macplaxton


    Depends on the insurer. Get it in writing if its not in the small print of the policy document.

    These days insurers are very picky over the most trivial of things - for no other reason than that they can be.


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