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Rationale behind discount for a named driver

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  • 29-10-2020 2:42pm
    #1
    ohnonotgmail
    Registered Users Posts: 40,129 ✭✭✭✭


    I was getting some quotes today and for every quote i was told that my insurance would be cheaper if I added a named driver to the policy. Does anybody know the reasoning behind this?


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    #2
    coylemj
    Registered Users Posts: 25,326 ✭✭✭✭coylemj


    If you have a named driver, you're more likely to do drive sharing on long journeys or have a 'designated driver' on nights out. Which reduces the risk of driver fatigue and/or driving with a drink or two onboard.


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    #3
    cplwhisper
    Registered Users Posts: 797 ✭✭✭cplwhisper


    ohnonotgmail wrote: »
    I was getting some quotes today and for every quote i was told that my insurance would be cheaper if I added a named driver to the policy. Does anybody know the reasoning behind this?

    What coylemj said !!

    Also the insurer will cross sell the additional driver a policy to include your existing policy as their discount so win win for your insurer.


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