Classic insurance - companies & brokers

Hold that thought blobert

Commercial,
Full comp,
€5000.00 valuation,
Must have engineers report and photo of vehicle,
Must have main car insurance,
Etc Etc Etc

Van 1 = €420-00

Van 2 = €315.00

Vintage club membership a must have, be real old like me full no claims bonus on main policy, also copy of main policy document.

Folks,

Just got a quote to drive a classic Alfa GT Junior 1976 as my daily driver. Must do less than 10k mile per annum. Fully comp with windscreen cover and step back in bonus if involved in an accident. The cost is Euro 637. But wait for it, this is not all, that price also includes two other classics that I can use for less that 3k miles each per annum. And just to rub it in, one of my weekend classics is a 1969 2.0 Litre Spyder (convertable for you non-Italian loving heads out there). All in, three cars, one main driver and two weekend cars, total cost 637. That is less than I currently pay just for my daily driver.

Ring First Ireland guys, and get driving a classic on a daily basis!!!

Happy Driving.

Can anyone recommend a company that will insure a classic car thats been modified?
Also does anyone know the terms of a driver using their own insurance policy on a car insured as a classis. eg. if someone has a classic car insured would I be allowed to drive using my own policy off my own car to drive the classic? I do have driving of other cars on my policy but I'm too young to insure a classic, only 22. If someone would even name me on the policy that would be fine. I know Norton (01 286 2592) will insure me when I'm 23 but not if the car is modified, ie an engine other than the original/same type and size of original in cases where engine has been replaced due to needing it.
Incase someone is wondering is this some way of getting around insurance it is and it isn't. It is in the way we're trying to do it as cheap as possible but its not in the way that its a project myslef and my father would be doing together and it will be insured as what it is. Not as what it was. I never have and never would lie to an insurance company as you're only fooling yourself.

Hi Greg
I'm afraid you're fresh out of luck until you're 25. Perhaps if you got a parent, friend or sibling with a car to insure your classic and name you on it. Be aware that a lot of classic policies to not give no claims bonus - the most you'll get is a letter stating that you've had X years of claim free driving (not the same thing).

In my experience Hibernian are terrible, I was with them for 6 years on my old beetle
and when it came to buying my new one I rang for a quote and confirmation of cover letter before flying out to England to drive back.
It took two weeks and many phone calls to get confirmation, eventually I got a hand written fax as I was leaving for the airport :mad:
It seems some call centre giblet dropped the ball and didn't realise the car was modified, which I had made clear all the way through the fiasco.
When I arrived back in Cork Hibernian started to try every ridiculous trick they could to cancel the policy, bear in mind I was in for '000s for what was now a garden ornament.
Eventually I gave up when they rejected an engineers report (a report which they had earlier claimed not recieved) from a Toyota dealership with full test facilities (no local VW dealer had these)
and cancelled the policy,
but said if I could maybe get the car to Dublin for testing at another VW dealers- but you cannot drive it !? - they may reconsider.
"your engineers report says you have 4mm of tread in the rear tyres and only 2.5 in the front- we must cancel the policy" was my favourite
Anyway, to cut a long and very frustrating story short- AXA and Carole Nash, so far so good, FBD good quote but no LHD.:)

Package wrote:

does anyone know how old a car has to be to get the classic cover, someone told me 13 years old,,, which would be pre-93, ie ,, 92. which is good news for me, cause as a rpov licence holder im having probs insuring my 2 ltr bmw.

To qualify for Classic Car/Limited mileage cover the car would generally need to be between 20 and 25 years old. There are some exceptions if the car is generally considered to be a classic that just happens to have had a fairly long life span. For example the Ford Capri, Mercedes SL, Porsche 911 that were built well up to nineties. You'll find that there is more flexibility with these cars but generally only through a dedicated owners' club...

But I would think it's highly unlikely that you will manage to insure your 13 your bmw on a classic car scheme.

3 party, 3p fire and theft, fully comp??