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Revolut Megathread.

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    #1292
    flashf1
    Registered Users Posts: 82 ✭✭flashf1


    Has anyone been able to successfully add a card to a flexifi account? I've a flexifi account opened 2 years ago with a year left and was originally opened with PTSB card for monthly payment. Approx 9 months ago i closed my PTSB account and not happily use Revolut and havent had any problemw with deirect debits, standing orders etc with the exception of Flexifi who will not accept my card - they just say we don't accept revolut, or prepaid, or non Irish etc.

    In addition to this they will not delete the card from my closed bank account and will not let me pay in advance so they have to make a failed attempt to debit my ptsb card on the 30th of each month and then I have to remember to log on and pay that same day as a "one off" payment that will allow the revolut card. PHEW, sorry for the rambling description.

    Is there any revolut card that will work with their systems, does anyone have similar experience?

    Many thanks


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    #1293
    yosser hughes
    Registered Users Posts: 3,879 ✭✭✭yosser hughes


    Has anyone has problems with Google Pay after unfreezing your Revolut card? Is there a time lag to update Google pay?


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    #1294
    -=al=-
    Registered Users Posts: 4,280 ✭✭✭-=al=-


    Never had an issue before. I've frozen the wrong one by mistake before but was fixed immediately


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    #1295
    Saudades
    Registered Users Posts: 378 ✭✭Saudades


    Hi all,

    Re
    In terms of international cross-currency transfers, you can send up to £1,000 each month for free. You will see a market-low 0.5% fee applied if exceeding this threshold.

    Does that include transfers made within one's own Revolut account; for example could I transfer €2,000 from my Euro Revolut account to my GBP Revolut account without the 0.5% fee?


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    #1296
    msmx5
    Registered Users Posts: 474 ✭✭msmx5


    Saudades wrote: »
    Hi all,

    Re

    Does that include transfers made within one's own Revolut account; for example could I transfer €2,000 from my Euro Revolut account to my GBP Revolut account without the 0.5% fee?

    Yes, transferring from your euro Revolut a/c to your GBP a/c is a currency exchange between wallets. The maximum free conversion allowance per month is currently €6000 but due to reduce to €1000 on Aug 12th so after then you would pay 0.5% on the amount over €1000.


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    #1297
    igCorcaigh
    Moderators, Recreation & Hobbies Moderators Posts: 11,076 Mod ✭✭✭✭igCorcaigh


    Hmmm... The app seems broken on android.
    Can't top up. Warning notification in app.

    Edit: They're on the case.


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    #1298
    Saudades
    Registered Users Posts: 378 ✭✭Saudades


    msmx5 wrote: »
    Yes, transferring from your euro Revolut a/c to your GBP a/c is a currency exchange between wallets. The maximum free conversion allowance per month is currently €6000 but due to reduce to €1000 on Aug 12th so after then you would pay 0.5% on the amount over €1000.

    Cheers. Actually I think that change was implemented immediately, seems to be 1k limit already.
    How much money can I transfer abroad?
    You can convert as much as you like. Our Standard plan includes €1,000 of free conversions per month. That’s €12,000 per year. Above that, you can stay on Standard and pay a small fee, or upgrade to Premium or Metal for unlimited conversions.


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    #1299
    SourSessions
    Registered Users Posts: 1,198 ✭✭✭SourSessions


    Saudades wrote: »
    Cheers. Actually I think that change was implemented immediately, seems to be 1k limit already.


    It's still €6000. You can see it when you go into your price plan details.


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    #1300
    Saudades
    Registered Users Posts: 378 ✭✭Saudades


    SourSessions wrote: »
    It's still €6000. You can see it when you go into your price plan details.

    Spot on, cheers!


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    #1301
    setanta1984
    Registered Users Posts: 818 ✭✭✭setanta1984


    Has anyone ever used the GBP bank account in Revolut to successfully recieve a tax refund from HMRC? I think they require a UK bank account


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    #1302
    Wuff Wuff
    Closed Accounts Posts: 1,429 ✭✭✭Wuff Wuff


    setanta1984 wrote: »
    Has anyone ever used the GBP bank account in Revolut to successfully recieve a tax refund from HMRC? I think they require a UK bank account

    Yeah I have done with no problems


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    #1303
    setanta1984
    Registered Users Posts: 818 ✭✭✭setanta1984


    Wuff Wuff wrote: »
    Yeah I have done with no problems

    Thank you.

    Out of interest do you recall if you provided them with the local account and sort code details, or the IBAN?


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    #1304
    msmx5
    Registered Users Posts: 474 ✭✭msmx5


    Saudades wrote: »
    Cheers. Actually I think that change was implemented immediately, seems to be 1k limit already.
    SourSessions wrote: »
    It's still €6000. You can see it when you go into your price plan details.

    Its still €6000 for me too but it could depend on when you signed up as to what T&Cs you currently have.


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    #1305
    Wuff Wuff
    Closed Accounts Posts: 1,429 ✭✭✭Wuff Wuff


    setanta1984 wrote: »
    Thank you.

    Out of interest do you recall if you provided them with the local account and sort code details, or the IBAN?

    Just the sort code /account details


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    #1306
    Peig Sayers
    Registered Users Posts: 1,074 ✭✭✭Peig Sayers


    Got an email today from Revolut saying I could order a rainbow card. Grand, I thought, why not. Their instructions are:

    Update to the latest version of the app.

    🌈 Tap on your Profile tab.

    🌈 Then tap on Donations and then ILGA-Europe.

    🌈 Finally, make your donation and order your card.

    🌈 A delivery fee applies for Standard users. While stocks last.

    When I go to my profile there is no 'donations'. I have personal details, account details, price plan and documents. No 'donations' option appears if I click into any of them. The app version is 7.7.1 which seems to be the latest?

    Any ideas?


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    #1307
    GhostyMcGhost
    Registered Users Posts: 1,349 ✭✭✭GhostyMcGhost


    Peig Sayers wrote: »
    Got an email today from Revolut saying I could order a rainbow card. Grand, I thought, why not. Their instructions are:

    Update to the latest version of the app.

    🌈 Tap on your Profile tab.

    🌈 Then tap on Donations and then ILGA-Europe.

    🌈 Finally, make your donation and order your card.

    🌈 A delivery fee applies for Standard users. While stocks last.

    When I go to my profile there is no 'donations'. I have personal details, account details, price plan and documents. No 'donations' option appears if I click into any of them. The app version is 7.7.1 which seems to be the latest?

    Any ideas?

    I’m on 7.8 (iPhone) no idea if android follows same version numbering


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    #1308
    Peig Sayers
    Registered Users Posts: 1,074 ✭✭✭Peig Sayers


    GhostyMcGhost wrote: »
    I’m on 7.8 (iPhone) no idea if android follows same version numbering

    I am running the latest version. Found it! the 'donations' is actually under 'widgets'!


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    #1309
    DubDJ
    Registered Users Posts: 5,358 ✭✭✭DubDJ


    Revolut Junior accounts now available for standard account users.

    https://www.siliconrepublic.com/companies/revolut-junior-accounts-free-ireland


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    #1310
    Yggr of Asgard
    Registered Users Posts: 5,144 ✭✭✭Yggr of Asgard


    Revolut customers in Lithuania (i.e. those of Revolut BANK) can now apply for a credit card with a revolving credit limit of up to 2 month of income maximum 3000 € (and before you say that is low, the average income in Lithuania is approx. 1317 €).


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    #1311
    JamesBond2010
    Registered Users Posts: 2,368 ✭✭✭JamesBond2010


    Mr.S wrote: »
    When / if that comes to Ireland will be a game changer.

    Some people are broke enough as it is. People could be spending more than they could back pay then .


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    #1312
    Gooey Looey
    Closed Accounts Posts: 1,297 ✭✭✭Gooey Looey


    JamesBond2010 wrote: »
    Some people are broke enough as it is. People could be spending more than they could back pay then .

    What? Isn't that already the case, credit cards are already available to anyone willing to sign up to them


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    #1313
    Creamy Goodness
    Registered Users Posts: 26,556 ✭✭✭✭Creamy Goodness


    JamesBond2010 wrote: »
    Some people are broke enough as it is. People could be spending more than they could back pay then .

    They’re doing this already. What difference will another credit card like Revolut make?


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    #1314
    camz09
    Registered Users Posts: 398 ✭✭camz09


    Had a bit of a problem ordering the rainbow card for some reason... they won't accept my eircode for the postal code. After a few chats it went through. However didn't know there's a 5.99 delivery for standard accounts (I knew it wasn't free, just not sure about the amount) until it was debited on my account. When I clicked to order, the tab says 'deliver for free' Hmmmmm...kinda annoying. I wish I knew before I clicked, a bit sus the way it is on the app


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    #1315
    JamesBond2010
    Registered Users Posts: 2,368 ✭✭✭JamesBond2010


    Gooey Looey wrote: »
    What? Isn't that already the case, credit cards are already available to anyone willing to sign up to them
    What I meant was the monthly income if it was say 2000 & Revolut are nearly allows up to say 4000 here.
    That's a lot to spend on a credit card.


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    #1316
    AlmightyCushion
    Moderators, Education Moderators, Technology & Internet Moderators Posts: 35,046 Mod ✭✭✭✭AlmightyCushion


    JamesBond2010 wrote: »
    What I meant was the monthly income if it was say 2000 & Revolut are nearly allows up to say 4000 here.
    That's a lot to spend on a credit card.

    I would say double your income is standard. I know when I had my credit card with PTSB and asked for an increase in the limit that is what they said they usually offered. KBC also had no issues offering me close to double my monthly income as well.


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    #1317
    JamesBond2010
    Registered Users Posts: 2,368 ✭✭✭JamesBond2010


    Mr.S wrote: »
    How is this different from any other credit card? Once you are sensible with your money...

    4-6k limit on a credit card is fairly standard here. Doesn’t mean you spend that every month!

    Sorry I hadn't increased my limit in a while. Didn't think they would let u set a 6k limit.
    Ya u are right once u are sensible it is good.


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    #1318
    Blush_01
    Registered Users Posts: 5,016 ✭✭✭Blush_01


    Peig Sayers wrote: »
    I am running the latest version. Found it! the 'donations' is actually under 'widgets'!

    Mine arrived yesterday. They're very cute.


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    #1319
    Sheep Shagger
    Moderators, Business & Finance Moderators Posts: 6,216 Mod ✭✭✭✭Sheep Shagger


    Mr.S wrote: »
    When / if that comes to Ireland will be a game changer.

    Biggest problem about credit card switching in this country is the convoluted government stamp duty and how to transfer it to a new provider to avoid getting stung twice. Is the main reason most people never switch card providers here.


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    #1320
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    JamesBond2010 wrote: »
    What I meant was the monthly income if it was say 2000 & Revolut are nearly allows up to say 4000 here.
    That's a lot to spend on a credit card.

    Plenty of people have 5 figure limits on their credit card.

    If you can’t manage it that’s huge own problem it should mean those who can should not have the option.


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    #1321
    Dodge
    Registered Users Posts: 10,153 ✭✭✭✭Dodge


    Mr.S wrote: »
    When / if that comes to Ireland will be a game changer.

    How will this change the game? You don’t even know what rates or conditions they’re offering?


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