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Ulster Bank Mortgages - happy customers?

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  • 14-08-2018 4:09pm
    #1
    SozBbz
    Registered Users Posts: 1,889 ✭✭✭


    I'm considering moving my mortgage to Ulster Bank when my current fixed rate with BOI runs out in the next 2 months.
    They are offering a 2 year fixed rate of 2.3% which seems to be the best on the market. They're also paying for the valuation and €1500 towards legal fees.
    Can anyone think of any reasons why this wouldn't be a good idea? I've been paying 3.6% with BOI but the mortgage market seems a better place since I first took my loan out.
    Roughly speaking, if I opt to keep my repayments at my current level, I'd be knocking about 10 years off the term of the mortgage.


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