If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Hi all,
Vanilla are planning an update to the site on April 24th (next Wednesday). It is a major PHP8 update which is expected to boost performance across the site. The site will be down from 7pm and it is expected to take about an hour to complete. We appreciate your patience during the update.
Thanks all.

LTV Mortgage Rates

c.p.w.g.w · 2019-12-30 18:59:43

Just wondering if anyone knows if EBS offer LTV rates on existing mortgages? Also how do LTV rates work, is there typically many conditions with those?

Options

30-12-2019 7:59pm

#1

c.p.w.g.w

Registered Users Posts: 4,994 ✭✭✭

Join Date: January 2018

Posts: 4767

Just wondering if anyone knows if EBS offer LTV rates on existing mortgages?

Also how do LTV rates work, is there typically many conditions with those?

0

Comments

Options
#2 30-12-2019 8:37pm
Samuel T. Cogley

Registered Users Posts: 10,684 ✭✭✭✭

Join Date: January 2017

Posts: 10458

The lower the LTV the lower the interest rate. I think I'm missing something about your question here. As soon as we went under the 50% LTV we contacted the bank, arranged a valuation and were put on the lower rate.

0
Options
#3 30-12-2019 8:43pm
baldbear

Registered Users Posts: 5,503 ✭✭✭

Join Date: December 2007

Posts: 5458

c.p.w.g.w wrote: »

Just wondering if anyone knows if EBS offer LTV rates on existing mortgages?

Also how do LTV rates work, is there typically many conditions with those?

Surely it's by law they have to? Its fairly straightforward. All you need is a valuation and to sign on for the new rate. Contact them.and get the ball rolling.

0