Motorbike insurance - tell us your quotes/renewals

batman_oh wrote: »

I'm sick of the insurance companies in this country. Got my renewal - 980 quid, 300 up on last year (on the same bikes) and double what it was in 2017.

Revalued the 1290 down to 14k and I managed the awesome price of 890.
Rang Axa and mentioned that both had exhausts and they refused to quote me saying they won't insure any bike that has any part modified from standard.

They are a bunch of horrible fooks

who with, out of curiousity ?

I know for years CN wouldn't insure by H-D at all, as they said it was over the value that they would cover, for bikes (I think the cut off was 15k).

I live abroad, and hear about the chronic insurance prices going on at home.

Reading some of this thread terrifies me to the core. I moved home about 2 years ago, shipped my BMW R NineT back and remember my insurance was through the roof. I live in Vancouver and insurance is pretty insane here too, but it just seems another level in Ireland.

I still debate moving back, and now I own a Harley Davidson Fat Bob, trying to get insurance on a 1868cc bike with a learners is probably considered a mental illness.

Acquiescence wrote: »

NDLS site says you can exchange a Canadian licence.

When I tried before, it only gave me a learner for the bike. I could exchange my car licence no problem though.

nigeldaniel wrote: »

Unfortunately getting insurance on a learner permit these days is very hard. Especially if the bike is over 400cc. A few years ago Liberty would quote no problems, but not anymore. I dont know how they expect learners to learn if they cant insure their bikes. It seems to me [I am a learner myself] we are expected to keep hiring school bikes until we pass the test. And then start on a honda 50 for a few years or something like that.
PS I was turned down by Liberty, AXA and C Nash for a 600cc bandit. They all said criteria bla bla bla

Got multiple quotes around 5-700 for a fazer 600 last year, 30 with provisional.

Don’t know if its ok to post here, 36 and just got my provisional and doing my IBT. Rang around insurance companies (full 4 in Ireland?) And none would insure me if there is an R in the bike model...Are there any UK companies that would cover over here? Or even what bikes i can actually look to to get insurance?

Nerro wrote: »

Don’t know if its ok to post here, 36 and just got my provisional and doing my IBT. Rang around insurance companies (full 4 in Ireland?) And none would insure me if there is an R in the bike model...Are there any UK companies that would cover over here? Or even what bikes i can actually look to to get insurance?

What's here is it...
Most are UK.

fr.jack09 wrote: »

Generally I go by the insurance groups. Bikes are categorised up to level 17. The higher the group the more risk/cost. Up to around level 12 should be OK for a learner permit. You can get a list of UK levels online. They moreor less correspond to Ireland.

Probably best to go with an Irish company anyway.

Thanks, will look into the categories. The problem with Irish that I rang around and none would touch me as I only got a permit. Even if I go for their advanced driving lessons still couldn’t get an answer...I don’t mind paying extra as I understand that I am in high risk as a newbie, but not even giving me a quote, I don’t think they are struggling for business

Hotblack Desiato wrote: »

Forget about UK companies, they won't quote you unless they already operate here.

Just get something more learner friendly, aim to pass your test within the first year and build up an NCB and then you'll have more options.
.

Thats the problem, to get full A licence you need to pass it on a bike no less than 500cc, but insurance wouldn’t cover you on such...kind of defeat the purpose making an option to get the licence

Check to see if they'll(Carole Nash/Principle) quote you as a learner on a Honda CBF600/ Hornet 600

IrishGrimReaper wrote: »

Check to see if they'll(Carole Nash/Principle) quote you as a learner on a Honda CBF600/ Hornet 600

Yah from speaking to one of the reps at principle insurance I can get insured on the likes you quoted and the likes as bandit 600cc etc
Fully comp for 789
Which is actually not too bad for first time insurance.
Thanks for all the help, really appreciate it!

Acquiescence wrote: »

I may have stretched the truth about having a quote already when ringing insurance companies and all of a sudden they became far more reasonable.

What kind of bike is it?

I got a quote for Suzuki bandit 600 ‘04
Axa was similar but if you will go for their driver assessment course it would go down even more depending on the results.

Hotblack Desiato wrote: »

SV650 would be a good choice too and meets the A test criteria (if not restricted.)

Yes it is, and following previous posters advice of keeping at insurance category 12 so far didn’t had any issues getting quotes. In any case will update with what i get cost wise.

smcm01 wrote: »

I'm 22 years old with a learner permit.

I've been quoted 3k from Principal TPFT for a 2016 Yamaha YBR 125.

Liberty wouldn't even quote me as apparently the YBR falls outside of their 'learner criteria'. They said I'd have to have a full license for at least 3 years before they'd cover me on the YBR.

What should I do? 3k is obscene. Any advice would be greatly appreciated.

Get a bigger bike and not any sports type.

Go for A straight away.

What did Carole Nash say?

Get a list of used 125's and see if you'll get better quotes for them.

For the first time you take our insurance it's not really about what bike you want more about what bike you can get insured on.

I was a lot older than you when I got insured on a 125 but it was a Honda Varadero 125.

Liberty and Principal weren't an option for me due to price.

I'd try Carole Nash after you pass the IBT or ring them on Monday and ask them to quote as if you've passed the IBT.

The IBT should not make any difference on price as you're legally not allowed to ride a bike on public roads without the IBT - so it makes no sense to quote a higher price to someone without the IBT since they can't legally go on the road anyway.

Make sure you are taking note of what the premium is AND any fee that is applying. The fee is broker specific and is not part of the Insurer premium.