Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi all,
Vanilla are planning an update to the site on April 24th (next Wednesday). It is a major PHP8 update which is expected to boost performance across the site. The site will be down from 7pm and it is expected to take about an hour to complete. We appreciate your patience during the update.
Thanks all.

Jeep/Van insurance

Options
  • 11-03-2016 12:35am
    #1
    tanko
    Registered Users Posts: 9,205 ✭✭✭


    I'm thinking about buying either a used Jeep or Van for farm use. Has insurance on older (ten years plus) jeeps and vans gone through the roof as has happened with older cars recently?


Comments

  • Options
    #2
    MickeyShtyles
    Registered Users Posts: 1,371 ✭✭✭MickeyShtyles


    tanko wrote: »
    I'm thinking about buying either a used Jeep or Van for farm use. Has insurance on older (ten years plus) jeeps and vans gone through the roof as has happened with older cars recently?

    Mine is 16yrs this year and granted I'm a new driver, tpft is €1650. Which isn't too bad!


  • Options
    #3
    tanko
    Registered Users Posts: 9,205 ✭✭✭tanko


    MickeyShtyles wrote: »
    Mine is 16yrs this year and granted I'm a new driver, tpft is €1650. Which isn't too bad!

    Are you saying you don't have any no claims bonus, is that for a jeep?


  • Options
    #4
    MickeyShtyles
    Registered Users Posts: 1,371 ✭✭✭MickeyShtyles


    tanko wrote: »
    Are you saying you don't have any no claims bonus, is that for a jeep?

    That's for a car. 16yr old 1.2 Punto.
    Driving a year in April.


  • Options
    #5
    Bullocks
    Registered Users Posts: 5,890 ✭✭✭Bullocks


    My jeep is 04 l have full no claims and its €500 fully comp with open drive . With liberty through insuremy van . It was only €400 last year


  • Options
    #6
    _Brian
    Registered Users Posts: 18,473 ✭✭✭✭_Brian


    My 06 xtrail was 660 this year up from 440. Have class 1 indemnify for work so that puts it up a bit.
    Fully Comp with full no claims


  • Advertisement
  • Options
    #7
    Muckit
    Registered Users Posts: 11,174 ✭✭✭✭Muckit


    Yeah insurance in general gone to hell. Really make ya think about possibly going third party if 10year+


  • Options
    #8
    Bullocks
    Registered Users Posts: 5,890 ✭✭✭Bullocks


    Muckit wrote: »
    Yeah insurance in general gone to hell. Really make ya think about possibly going third party if 10year+

    It would only have been €50 cheaper on my yoke so I figured it wasn't worth leaving off


  • Options
    #9
    _Brian
    Registered Users Posts: 18,473 ✭✭✭✭_Brian


    Bullocks wrote: »
    It would only have been €50 cheaper on my yoke so I figured it wasn't worth leaving off

    Same here..

    Its not risk thats driving policies for drivers with full licence and 10+ years NCB, its just price gouging.


  • Options
    #10
    barnaman
    Registered Users Posts: 682 ✭✭✭barnaman


    http://www.irishexaminer.com/viewpoints/analysis/fostering-a-culture-of-compensation-203629.html

    From above "According to the study, the situation is particularly bad in Ireland because we have the highest average personal injury damage awards in the EU. As well as that, 90% of cases are settled out of court, a situation that encourages many people to sue, secure in the knowledge that there is little risk of having to pay substantial court costs."

    Thats the real prob not price gouging but gougers.


  • Options
    #11
    Donegalforever
    Registered Users Posts: 405 ✭✭Donegalforever


    I would think the reason most insurance claims are settled out of court is because it suits the Insurance companies. If it did not then the insurance companies would go to court.
    Where personal injuries are involved, I would imagine that most Insurance companies would be afraid that a Judge might be inclined to award a much higher amount than the Insurance Company offers to settle out of court.
    There is without doubt some dubious insurance claims but perhaps not as many as the insurance industry makes out.
    The insurance industry runs advertisements about insurance fraud but I am left wondering why no one points out to them that they are very good at insurance fraud themselves. ( In saying this I am not condoning insurance fraud of any kind).
    Anyone who has had the misfortune to have a vehicle written off will almost certainly confirm that their insurance company only paid out a fraction of what the vehicle was worth....is this not insurance fraud by the insurance company?


  • Advertisement
  • Options
    #12
    Bullocks
    Registered Users Posts: 5,890 ✭✭✭Bullocks


    Bullocks wrote: »
    My jeep is 04 l have full no claims and its €500 fully comp with open drive . With liberty through insuremy van . It was only €400 last year

    Renewal came in for the jeep this morning EU825 . The thieving horrible baxtards . I've never claimed in my life and do shag all miles in it per year and it has doubled in a few years . Any good companies worth trying ?


  • Options
    #13
    elperello
    Registered Users Posts: 14,241 ✭✭✭✭elperello


    Bullocks wrote: »
    Renewal came in for the jeep this morning EU825 . The thieving horrible baxtards . I've never claimed in my life and do shag all miles in it per year and it has doubled in a few years . Any good companies worth trying ?

    Try a good independent broker.


  • Options
    #14
    BnB
    Registered Users Posts: 1,079 ✭✭✭BnB


    Bullocks wrote: »
    My jeep is 04 l have full no claims and its €500 fully comp with open drive . With liberty through insuremy van . It was only €400 last year

    I'm similar. Paying 550 for a 06 Pajero with InsureMyVan.ie. Open drive fully comp. I thought it was fairly reasonable as it is my first year insuring a 2nd vehicle so I basically had no NCB on it. Whatever way it works, my own NCB on my car was no good to me, but they were able to use the fact that I have been a named driver on my wife's insurance for 9+ years to reduce it.


  • Options
    #15
    Jb1989
    Registered Users Posts: 2,421 ✭✭✭Jb1989


    Bullocks wrote: »
    Renewal came in for the jeep this morning EU825 . The thieving horrible baxtards . I've never claimed in my life and do shag all miles in it per year and it has doubled in a few years . Any good companies worth trying ?

    Axa


  • Options
    #16
    L1985
    Registered Users Posts: 1,018 ✭✭✭L1985


    Guys there is a new player on the market. They are insuring crewcabs and jeeps over ten years old with a mileage stipulation as part of a farm policy. They have to be DOE'd. My broker only just contacted me on Friday about it so I've no other details but I should know more next week. It solves a huge problem for me as prepared to the farm only policy last year there is a 200€ difference so insuring will be only 200€extra.


  • Options
    #17
    zetecescort
    Registered Users Posts: 5,028 ✭✭✭zetecescort


    New options welcome but would be wary of them going bust like others in recent years


  • Options
    #18
    L1985
    Registered Users Posts: 1,018 ✭✭✭L1985


    Good point but I was being quoted 1600 to get a jeep insured so I think it's worth the risk in my situation. But I'd like to know more about it which I should next week and can make a better decision then 🙂


  • Options
    #19
    Pkiernan
    Registered Users Posts: 4,315 ✭✭✭Pkiernan


    I got fully comp, full step back, open drive on my 172 Navara for 750 from Quote Devil.
    Underwriter is Axa.
    Fully comp, no open drive was quoted at 600


  • Options
    #20
    Limestone Cowboy
    Registered Users Posts: 3,518 ✭✭✭Limestone Cowboy


    Jb1989 wrote: »
    Axa

    +1


  • Options
    #21
    dr.fuzzenstein
    Banned (with Prison Access) Posts: 16,635 ✭✭✭✭dr.fuzzenstein


    zetecescort wrote: »
    New options welcome but would be wary of them going bust like others in recent years

    Isn't it funny that in a market where insurance companies are allegedly creaming it and there's so much price gouging and, shure isn't it all a racket anyway, the expected massive flood of foreign companies isn't happening and the ones that do come all go bust?
    Maybe €20k for "oh, my neck hurts a bit" does have something to do with it?
    After all, many of the same companies are active in Germany (ouch my neck = €600, real, actual, provable injuries = €6-10k), surprise, surprise offer reasonable premiums even for vans and older cars.


  • Advertisement
  • Options
    #22
    stampydmonkey
    Registered Users Posts: 2,359 ✭✭✭stampydmonkey


    Might also have something to do with this:

    https://www.irishexaminer.com/ireland/ec-probes-market-access-claims-insurance-market-controlled-by-so-few-470798.html


  • Options
    #23
    L1985
    Registered Users Posts: 1,018 ✭✭✭L1985


    It's with Axa. A jeep or crew cab over ten years that's doe tested they will insure for third party fire and theft. You can't work up a no claims bonus with it thou. Working out as 220 more expensive then Zurich and they havnt included any jeep so Deff worth it for me.


  • Options
    #24
    148multi
    Registered Users Posts: 1,412 ✭✭✭148multi


    L1985 wrote: »
    It's with Axa. A jeep or crew cab over ten years that's doe tested they will insure for third party fire and theft. You can't work up a no claims bonus with it thou. Working out as 220 more expensive then Zurich and they havnt included any jeep so Deff worth it for me.

    Why can't you build up your no claims bonus


  • Options
    #25
    L1985
    Registered Users Posts: 1,018 ✭✭✭L1985


    Presume because it's cheaper....they willl give confiromation of your years driving it with no claims but it won't count as a NCB. In my case it's Deff worth it.


Advertisement