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10-12-2019, 21:49   #1
Kaldo
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Home Insurance evaluation + Average Annual fee

Hi,

How much is the annual fee for a home insurance for a 3 bedroom duplex property with Property Management company?

What're the features that reduce the fees apart of the type of cover? E.g monitored alarm system, etc

Thanks
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10-12-2019, 23:33   #2
Gumbo
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Hi,

How much is the annual fee for a home insurance for a 3 bedroom duplex property with Property Management company?

What're the features that reduce the fees apart of the type of cover? E.g monitored alarm system, etc

Thanks
Duplex is an apartment so that means the management company will have block insurance. You only have to insure the contents.

My full house
And contents is €370 with Zurich so expect less for you. My rebuild is 260k and contents is 60k with 10k of specified all risk items to give you an idea.

Any of the websites will allow you to input different data to check pricing.
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11-12-2019, 10:57   #3
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Contents cover for me was about €100 on a 3 bed duplex, no alarm.
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11-12-2019, 12:22   #4
Kaldo
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Originally Posted by kceire View Post
Duplex is an apartment so that means the management company will have block insurance. You only have to insure the contents.

My full house
And contents is €370 with Zurich so expect less for you. My rebuild is 260k and contents is 60k with 10k of specified all risk items to give you an idea.

Any of the websites will allow you to input different data to check pricing.
370 per annum??
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11-12-2019, 12:22   #5
Kaldo
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Originally Posted by kceire View Post
Duplex is an apartment so that means the management company will have block insurance. You only have to insure the contents.

My full house
And contents is €370 with Zurich so expect less for you. My rebuild is 260k and contents is 60k with 10k of specified all risk items to give you an idea.

Any of the websites will allow you to input different data to check pricing.
370 per annum??
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11-12-2019, 14:03   #6
SozBbz
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370 per annum??
Thats clearly for house + contents insurance


In a duplex, the OMC has block insurance instead of house insurance. Duplex owners pay contents only.
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11-12-2019, 14:20   #7
Kaldo
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Thats clearly for house + contents insurance


In a duplex, the OMC has block insurance instead of house insurance. Duplex owners pay contents only.
So if someone breaks in, any window or broken front door is covered by the Management company? I'm not talking about an apartment within a complex building but a duplex under a Management Co. supervision but not residential private area.
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11-12-2019, 14:22   #8
Gumbo
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370 per annum??
Yes. As stated for buildings and contents and all risk items.


Quote:
Originally Posted by Kaldo View Post
So if someone breaks in, any window or broken front door is covered by the Management company?
You should confirm this with the Management Company.

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Originally Posted by Kaldo View Post
I'm not talking about an apartment within a complex building but a duplex under a Management Co. supervision but not residential private area.
A Duplex, by its nature is a Flat/Apartment. They are one in the same.
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11-12-2019, 15:19   #9
Kaldo
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Yes. As stated for buildings and contents and all risk items.




You should confirm this with the Management Company.



A Duplex, by its nature is a Flat/Apartment. They are one in the same.
Thanks kceire. All makes sense.
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