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12-03-2010, 23:22   #1
the bigsliothar
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ge money-car finance

does anyone know if ge money car finance are still open for business in ireland??
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12-03-2010, 23:29   #2
robtri
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iirc i believe they have stopped car financing
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12-03-2010, 23:40   #3
Yawns
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better off without them, they are so useless
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12-03-2010, 23:47   #4
darragh o meara
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no the only car related business they're involved in now is car reposession ! Very very hard to get finance now a days with out a personal letter of recommendation from the pope and even then they have to consider it very closely

Was speaking to a friend of mine in the trade and he told me the only people he has seen approved recently were public servants and at that the bank wanted 25% up front!
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13-03-2010, 02:09   #5
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ge money-car finance

Yep! they got out of the business over a year ago, in fact i think they even gave up on car repossessions!

I'm actually amazed at all the positive news on new car sales, is it just spin and BS because all i am hearing from many friends is refusal after refusal.
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14-03-2010, 01:55   #6
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Originally Posted by Darragh O Meara View Post
no the only car related business they're involved in now is car reposession ! Very very hard to get finance now a days with out a personal letter of recommendation from the pope and even then they have to consider it very closely

Was speaking to a friend of mine in the trade and he told me the only people he has seen approved recently were public servants and at that the bank wanted 25% up front!
I'm private sector and only make around 20,000 a year and I had no problem getting car finance
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14-03-2010, 08:10   #7
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Originally Posted by Darragh O Meara View Post
no the only car related business they're involved in now is car reposession ! Very very hard to get finance now a days with out a personal letter of recommendation from the pope and even then they have to consider it very closely

Was speaking to a friend of mine in the trade and he told me the only people he has seen approved recently were public servants and at that the bank wanted 25% up front!
couldnt agree more......for the laugh I went to AIB looking for a 25k car loan just to see the lie of the land. I have a good job and my account is in good shape.........I was escorted out of the bank without my feet touching the ground. Fellas , banks have closed shop.....period.
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14-03-2010, 14:34   #8
Absurdum
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does anyone know if ge money car finance are still open for business in ireland??
yes they are,I financed my new car with them 2 weeks ago, they only asked for €1000 deposit and the rate was slightly lower than my own bank
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14-03-2010, 17:12   #9
Dempo1
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ge money-car finance

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yes they are,I financed my new car with them 2 weeks ago, they only asked for €1000 deposit and the rate was slightly lower than my own bank
Just curious,which bank and why are they asking for such a desposit, gone were the times you could go to a main dealer, choose the finance?

I know of three people personally, all in good jobs and i assume good credit records, Bank of Ireland, PTSB and AIB refused, instead two went to their credit union (actually wiser as they are personal loans rather than silly hire purchase/lease deals) and the third got limited finance through Ulster, he had to put up 1/3 and a trade in. Hardly worth the hastle.
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14-03-2010, 20:03   #10
Yawns
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More likely to get a personal loan from credit union or bank rather than HP agreement due to more people using half-rule?
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14-03-2010, 20:21   #11
chrism2007
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anyone by any chance have a contact number for them. ive had a car loan with them the past 3 years, moved house and now there site has been taken offline.

anyone with a loan who can get there number off a statement

also i think theyve one of the best rates for a loan

financial advisor at the time said they had better rates than any credit union or bank. cant bad mouth them at all apart from there little vanishing act
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14-03-2010, 22:29   #12
Absurdum
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anyone by any chance have a contact number for them. ive had a car loan with them the past 3 years, moved house and now there site has been taken offline.

anyone with a loan who can get there number off a statement

also i think theyve one of the best rates for a loan

financial advisor at the time said they had better rates than any credit union or bank. cant bad mouth them at all apart from there little vanishing act
1890 521000
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15-03-2010, 01:09   #13
Dempo1
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ge money-car finance

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More likely to get a personal loan from credit union or bank rather than HP agreement due to more people using half-rule?
Yes i heard a lot of people using this Half Rule clause, i assume lots of people are handing cars back?
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16-03-2010, 21:05   #14
chrism2007
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1890 521000
great stuff
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23-07-2010, 06:01   #15
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i got a 14k loan from Ge back in 2006 still paying the f&&k off. which was meant to be a 5 year loan would wont be up till March 2012 taking 230 out of my bank every month, before they tried taking 415 a month saying that after so many months that it goes up. I had War with them, worked it out i'll be paying back Nearly 20k

the biggest Rip off Company i ever faced. but PTSB would never hand out loans not matter in the Tiger or not.

knew a person that had some bit of money in his Account. and with out taking it out to buy a car they went for a loan from the TSB, they said no. so he moved right away to Ulster bank.

I'm also with TSB but is moving to Ulster Bank.
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