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Currently buying/selling a house? How is it going? READ MOD NOTE POST #1
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rJust a brief update. I was following this thread religiously in March/ April but left it for my own sanity. We closed our sale last week after jumping through many hoops with the bank (we were first buyers). I feel the banks will be lending less and less as this goes on, particularly where employers continue to avail of the wage subsidy. Neither of our employers did and even at that we had to submit regular letters from our employers about our income and position. In my area I see the demand for affordable housing (sub €300k) remains strong.
On a side issue we are finding it impossible to get tradesmen with them booked up 8-10 weeks in advance. You would nearly want them booked in advance before you buy the property! Similarly with appliances and furniture, but we are getting there.
Bottom line I think anyone who needs a property and can afford to buy without over extending themselves should. Also with that said don't take property advice from boards!
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Hi all,
I posted last week looking for advice on bidding strategies - happy to report we're now sale agreed!
Looking for another bit of advice now: a colleague recommended we use the same firm she used for the pre-purchase survey, as she had a very positive experience with them. They're an architectural and engineering firm; however, they're not registered with the SCSI. My husband is wondering if we'd be safer going with someone registered as a Chartered Surveyor. I don't know if it makes any difference.
In case it's relevant, the house is less than 15 years old, in turnkey condition, very high standard of finish throughout.
Any insight would be much appreciated.0 -
Hi all,
I posted last week looking for advice on bidding strategies - happy to report we're now sale agreed!
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Sorry I’ve no advise on the surveyor question but wanted to ask how the bidding strategy worked ? We’ve been outbid a few times now & in one case the seller chose other bidders ahead of us as they had no chain. Just places a bid on another property now and ready to ping pong back and forth for another week - so weary of it now - any tips are welcome :-) Did you go in with the ultimatum or just bid it out ?0 -
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Sorry I’ve no advise on the surveyor question but wanted to ask how the bidding strategy worked ? We’ve been outbid a few times now & in one case the seller chose other bidders ahead of us as they had no chain. Just places a bid on another property now and ready to ping pong back and forth for another week - so weary of it now - any tips are welcome :-) Did you go in with the ultimatum or just bid it out ?
I got impatient with the back-and-forth so just went in with a compromise bid. The seller wanted about 20k above asking and had rejected several offers of the asking price from other bidders. According to the Estate Agent, the seller had wanted to list it at a higher asking price but the agent convinced him to lower the asking to get more people interested. So I was annoyed at them not accepting an offer at the asking, but I can begrudgingly understand their strategy!
We put in a bid that was somewhere between their asking and their desired price, told the agent it was valid for that day only, and if we didn't go sale agreed we'd walk away. Then we had 7 nerve wracking hours waiting for a response :pac: We weren't quite at the top of our budget, but pretty close! Our loved ones will be getting hugs for Christmas and birthdays, but it was worth it
We're also not in a chain, and we made it clear to the agent a couple of weeks ago that we have AIP and no covid payments so we're good to go. Don't know if it made any difference, but they did want proof of AIP and proof that we had made the booking deposit once we were sale agreed over the phone. We had all that sorted within an hour of the phone call, and the house went down off daft and myhome later in the evening.0 -
I got impatient with the back-and-forth so just went in with a compromise bid. The seller wanted about 20k above asking and had rejected several offers of the asking price from other bidders. According to the Estate Agent, the seller had wanted to list it at a higher asking price but the agent convinced him to lower the asking to get more people interested. So I was annoyed at them not accepting an offer at the asking, but I can begrudgingly understand their strategy!
We put in a bid that was somewhere between their asking and their desired price, told the agent it was valid for that day only, and if we didn't go sale agreed we'd walk away. Then we had 7 nerve wracking hours waiting for a response :pac: We weren't quite at the top of our budget, but pretty close! Our loved ones will be getting hugs for Christmas and birthdays, but it was worth it
We're also not in a chain, and we made it clear to the agent a couple of weeks ago that we have AIP and no covid payments so we're good to go. Don't know if it made any difference, but they did want proof of AIP and proof that we had made the booking deposit once we were sale agreed over the phone. We had all that sorted within an hour of the phone call, and the house went down off daft and myhome later in the evening.
Well done. The more very short time limited offers that are made the better. All that’s going on at the moment is effectively auctions outside an auction room.
I got caught up in a bidding war - all very incremental, which I think kept people in - which I lost (but the winner couldn’t close because of Covid), despite going 20k above asking. The EA came back to me at that point and said it was back on the market so I said there was no point in talking unless the asking was at least 15k below the original asking. That was that.
I’m now looking at another one which ticks virtually all boxes. So I’m weighing up to go in at very near asking, but on it’s only an offer for 24 hours, and then it’s off the table.0 -
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I got impatient with the back-and-forth so just went in with a compromise bid. The seller wanted about 20k above asking and had rejected several offers of the asking price from other bidders. According to the Estate Agent, the seller had wanted to list it at a higher asking price but the agent convinced him to lower the asking to get more people interested. So I was annoyed at them not accepting an offer at the asking, but I can begrudgingly understand their strategy!
We put in a bid that was somewhere between their asking and their desired price, told the agent it was valid for that day only, and if we didn't go sale agreed we'd walk away. Then we had 7 nerve wracking hours waiting for a response :pac: We weren't quite at the top of our budget, but pretty close! Our loved ones will be getting hugs for Christmas and birthdays, but it was worth it
We're also not in a chain, and we made it clear to the agent a couple of weeks ago that we have AIP and no covid payments so we're good to go. Don't know if it made any difference, but they did want proof of AIP and proof that we had made the booking deposit once we were sale agreed over the phone. We had all that sorted within an hour of the phone call, and the house went down off daft and myhome later in the evening.
Well done ! & congrats. We are in a chain but our own house went sale agreed about a month ago and we’ve been in bidding wars since then. Every house we’ve bid on has gone 30k+ over asking -
Not sure if agents are under pricing them or if we are in a mini bubble ! My own house only went 5k over so I’m not benefitting on either side of this. We are ready to go too and have proof of funds etc so thought that would go in our favour but hasn’t so far. There’s another bidder on the house I’m bidding on now and they went in at asking price so must be keen so not sure an ultimatum is an option for me but good to hear it did work - might use it on the next one :-/0 -
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