2017-21 help to buy scheme - megathread. All help to buy discussion here please

Darraghm1886 wrote: »

Hey folks just looking for some advice on the help to buy claim. When uploading the documents to revenue.ie is there a specific part of the offer letter from the bank they require or is it the whole lot?

Also wondering the same. And for the contracts with the builders does the contract need to be signed by both us and the contactors or just us?

Cheers mate that'll do so!

Hey Guys,

I have signed contracts, submitted my claim etc and just received a "claim reference number"
Is it this number that I provide to solicitor? Also should that be provided straight away or does revenue need to review my claim first or anything?

Thanks!

Daniogroove wrote: »

Have you been given your maximum claim amount by revenue also?

Yep during the claim process it came up with the max amount and I then had to confirm all details were correct and then once I submitted it the claim code popped up

icanmunch wrote: »

Yep during the claim process it came up with the max amount and I then had to confirm all details were correct and then once I submitted it the claim code popped up

Just checked mine from file. You need the access code, claim reference number and amount claiming. That should be all solicitor needs

Hi all just a quick question myself and my partner both applied through our myaccount pages. Mine says awaiting her membership confirmation while hers says I am a confirmed member (can't remember confirming!) and the application is under review.

Should I just cancel the one that I applied for?

inthedrops wrote: »

I can someone advise if you can avail of the HTB scheme after you have paid the full deposit?

Thanks in advance

Yes, I was in the same position. The money will be sent directly to the contractor, and the balance will be sorted out at the end.

Hi all,

Small question on HTB - I applied early in the year for HTB, application successful and was shown the maximum relief I could claim with an expiry of 31 December 2018. My question - does any claim within a year expire at the end of that year? If I cancelled previous application and re-applied today would it still come back with an expiry date of 31 December 2018?

I won't be at the stage of processing the claim until Jan/Feb '19 approx. Will I have to re-apply in February when I get 2018 P60 and do P21 for 2018 in order to proceed with application or if I reapply right now, would I get a new expiry of 31 December 2019?

Thank you!

Hi All,

Staring into the claim stage for our self-build:

Since our first drawdown was made to our solicitor in recent weeks I am starting into the claim stage for H2B. I know I'm to upload the the valuation report and the signed document accepting the mortgage.
But my question is: What did people use for proof of the drawdown of the first part of the mortgage? Is there something I should be getting from the Bank or the Solicitor?

Any help/advice would be very much appreciated!

We submitted our claim about two weeks ago and then sent all the codes we needed onto the contractor's solicitors. There's been nothing on the Revenue website since then, it just still says we have a pending claim. Do you get a notification from the revenue when the claim is fully processed? Or is it when it is claimed by the contractors that it closes? Or do you not get a notification at all?

Qwerty1006 wrote: »

I made an application previously which is due to expire 31.12.2018 but purchase of my new build won't close until February approx.

I understand if I make an application of 01.01.2019 the 4 tax years I can claim from would be 2015-2018. Obviously my P60 for 2018 wouldn't be available until mid-February. I have enough tax paid though in 2015-2017 to get my maximum 5% claim so can I just submit claim on 01.01.2019 and choose those 3 tax years? Or do I have to have clearance for 2018 also even though I am not using that year as a claim year?

Our place isn't ready until March but the Help to Buy has already been claimed and processed. Why don't u ask the builder to claim it now?

Qwerty1006 wrote: »

I did - the vendor was made aware but delays on their side getting contract signed has meant it's unlikely to be claimed now pre Christmas. I can probably completed my Form 12 based on my Dec payslip and request P21 statement on 1 Jan, but I just want to know if it's possible to make application on 1 Jan and include only 3 of the last 4 years, not all of the last 4 years i.e. exclude 2018.

Yes you can choose which years u want included when creating the application

The rules state you mortgage has to be at least 70%, not that you pay 30%.

If you have a deposit of 25% and qualify for the full 5% HTB then yes you'll be splitting it out 70:25:5 (mortgage, deposit, HTB).

Cassidy Thankful Stagecoach wrote: »

How's your HTB approved until March? It's supposed to be the calendar year only

I drewdown Jan 2018 using my 2017 application. Maybe it's only for applicants who have already signed contracts etc.