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I need to withdraw 10,000 from 7 day notice account immediately

12.01.2018 16:59 #1
Is it possible and what penalty charge would apply if I do this?
12.01.2018 17:00 #2
Originally posted by builder007
Is it possible and what penalty charge would apply if I do this?


I can't wait 7 days money is needed urgently!
12.01.2018 17:02 #3
Verified representative
Originally posted by builder007
Is it possible and what penalty charge would apply if I do this?

Hi builder007,

The 7 days notice must be served on this account before you can withdraw the funds. This is stated in the terms and conditions on the account here https://aib.ie/content...or-online-notice.pdf on page 5. 

Thanks,
Anne
1 thank
12.01.2018 17:06 #4
Is it possible to pay penalty charge or and withdraw immediately? Are there any other options?
12.01.2018 17:12 #5
Verified representative
Originally posted by builder007
Is it possible to pay penalty charge or and withdraw immediately? Are there any other options?

Hi builder007,

In the link I have given above, it states that there are no exceptions to this condition.

Thanks, 
Anne
12.01.2018 17:14 #6
Registered User
Originally posted by builder007
Is it possible to pay penalty charge or and withdraw immediately? Are there any other options?


You could apply for a loan for 10k and start the withdrawal process as well? If you get your money out within a week and pay it off the loan, interest on the loan would be negligible I imagine?
2 thanks
12.01.2018 17:14 #7
Get an emergency overdraft for the amount and then pay it off in 7 days with your savings 
2 thanks
12.01.2018 17:15 #8
Can I get an instant 10k loan and repay in 7 days?
12.01.2018 17:19 #9
Verified representative
Originally posted by builder007
Can I get an instant 10k loan and repay in 7 days?

Hi builder007,

You can contact our Sales Team on 1890 724 724 to discuss your options for applying for a personal loan. The team are available from 8am-9pm monday to Friday and 9am-6pm on Saturday.

Thanks,
Anne
1 thank
12.01.2018 17:20 #10
Registered User
Builder. See if your bank will arrange an overdraft or short term finance until money can be released?
12.01.2018 18:14 #11
Can I get official AIB to comment on this? Can I get an emergency overdraft for 7 days and in the same time start the process on the notice deposit account. Overdraft balance would be closed in 7 days from now?
12.01.2018 18:25 #12
Call the number they provided, the team that monitor boards may be gone home for the weekend but that number is still open
1 thank
12.01.2018 18:32 #13
Verified representative
Hi builder007,

If you call the Sales Team on 1890 724 724 they will be happy to discuss the options available to you. The Sales Team are available until 9pm this evening and from 9am-6pm tomorrow.

Many thanks,

Wayne
1 thank
12.01.2018 19:00 #14
Originally posted by AskAIB: Wayne
Hi builder007,

If you call the Sales Team on 1890 724 724 they will be happy to discuss the options available to you. The Sales Team are available until 9pm this evening and from 9am-6pm tomorrow.

Many thanks,

Wayne

I tried they are not answering... will call again.
12.01.2018 19:04 #15
can I get this done online?

how long does it take to get approved for 10k

hours/days?
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