Came here to see if anyone was experiencing similar delays, which we were told were covid related. Im totally dismayed to see this is a.very long standing issue. AIP since March. Sale agreed a month. Valuation done a month. Both public sector, using a mortgage broker and still no sign of loan offer. AIP will expire next month and given this delay I hold no hope of getting a drawdown before it expires. Contracts with solicitors. Literally KBC is the only thing holding us up. Likely to lose the house as vendors are fed up waiting.
For a very significant mortgage, this is shockingly poor service. I think I'll call broker to change bank application on Friday if this isn't sorted. There are lots more low rates being offered by other banks and from following other FTB on different threads, they are much easier and faster to deal with. Im posting this to warn others off. Im just sorry I didn't see this any sooner. Wouldn't have bothered dealing with KBC at all.