Mortgage Gaffe

swanblack · 25-02-2011 09:18PM #1

Hi!
I have come upon an interesting problem in relation to mortages and solicitors.
I and partner got a mortgage to build a house 13 years ago. Recently I found out that the conveyancing had not been done properly. The solicitor never lodged deeds with bank and does not have them, neither does the bank. They both blame each other. Fortunately after seeking advice and corresponding with the financial ombudsman as well as the other parties I find the deeds are in my name without burden. Can the mortgage still be registered against the deeds or is there a statute of limitations. Has anyone else come upon a similar problem or can someone tell me if I have a case against my solicitor?:mad:

amdublin · 25-02-2011 09:19PM

You should probably speak to a solicitor to query this.

swanblack · 25-02-2011 10:36PM

Thanks for advice. I have spoken to two solicitors who gave me conflicting advice, hence the need to see has anyone else dealt with such a problem.

amdublin · 26-02-2011 10:06AM

So you'd take the word of an anonymous person on an Internet forum

If I was you I'd try a third solicitor.

swanblack · 27-02-2011 07:38PM

I am!
However, all I wanted to know was, had a similar problem been encountered before?

The internet has more people with experience of problems than there is solicitors; therefore, a little practical advice from someone with a similar problem could point me in the direction of a GOOD solicitor, although from previous experience I may as well start looking for the proverbial needle in the haystack.:(

Mortgage Gaffe

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