Cartell IE History Report

Oh I won't be touching it, but now that I have the report I'm going to hit the dealer with it to see what he has to say.

The report states the finance was taken out at time of import and that individual shifted the car 5 days later. The current seller is not the person with the outstanding dept so I'll probably not be able to find the finance company, not that I want to now anyway, but I bet they'd find me pretty quickly if I bought it.

As colm_mcm mentioned above about the TAX, could the non tax help it to stay under the radar somewhat for the finance company looking to track it down I wonder?

Regardless what the current seller tells me, I won't be buying, but so many questions have been raised by this that I'm curious now about the trail and who might or might not have known about the outstanding finance. For example, the person who bought it 5 days after import offloaded it to a well known branded dealer in Dublin 9 months later, I'm finding it hard to believe that dealer didn't check the finance history. Were they (person trading in) the type of individual that likes to change their car every 9 months? or, could they have received communication from the finance company and got rid pronto? Who knows...

Anyway, I'm well satisfied the the few euro spent on the 3 star Cartell report was money well spent. It mightn't be big money to some, but €23k is a huge chunk of change to me.

Bottom line here is this, The person in possession of the car (thinking they own it) are the ones going to be stung when the finance company catch up.

Caveat emptor I guess.

PS,

I did ring Amanda from Kin but she's not answering her phone. 😂 🤣

Just got off the phone with that dealer and he appeared taken aback with the news that the car is flagged as having finance outstanding, he is satisfied there is not. (means nothing of course). He is going to contact the finance company Monday and get them to send me documentation verifying that the car is clear of any finance owed (lets see what happens with that).

I'm curious as to how he would even be able to track down the finance company considering the finance from what we can tell was taken out by the individual who imported the car a year or so ago? Maybe it's something that dealers have access to, but I don't know?

Lets let this story roll and see where it goes.

This Cartell report is referring to a 60 month hire purchase deal taken out by the person who imported the car originally though.

Yeah, the report says it was imported by a company and sold 5 days later to a private buyer.

Well, the unsuspecting buyer has to start somewhere in an effort to try and protect themselves. The dealer is aware of it now so we'll see if it can be cleared up satisfactorily. I think Cartell use the HPI database which is supposed to be trustworthy.

Just to update and close this off.

The independent dealer selling the car was unable to furnish me with any credible documentation to prove the car had no outstanding finance. I contacted Cartell again and they went and done a further background check and came back to me stating that there was no doubt that the car had outstanding finance.

That was the end of that and I have since purchased a different car from a reputable dealer, so there my story ends.