Should i report accident in company van to my private insurer?

Absolutely not.

Nope. Points, Convictions, Claims

You’re obliged to inform your insurance company that you have a claim against you under another policy. It’ll have no impact on your private bonus (it won’t be stepped back etc), but there may be a loading against your renewal.

it’s easy for people to say don’t inform them, but I worked in the industry until recently enough and I can guarantee they will find out if you have failed to disclose this information if you ever need to make a claim on your own policy. I’ve seen theft and fire claims refused because of non-disclosure of material facts.

thats just my two cents!

Why would you report to your insurer? Surely the company would have you insured or are you using your own private insurance to drive the company van?

Hi Op,

As many other posters have mentioned, you just report the accident to your companies insurance company.

You dont report to your own private insurer as you were driving your company vehicle not your own private car.

Might be no harm reporting it to the Garda also, is there any Cctv or dashcam footage of the accident?

it asked on my renewal if you have any other vehical insured under your name, a company vehicle is covered under this, so, under this, i presume youd have to declare.

The question when taking out insurance is typically along the lines of "Have you had any incident giving rise to a claim in the last 5 years?" It's generic enough to cover any incident in any vehicle. Failure to disclose can then have significant repercussions if they find out.