paulireland wrote: »

Anyone had the same problem

Yes and no.

My insurance wanted a monitored alarm but i already had it in place.

I'd think carefully about how you list the items. Insurance companies are known to cancel policies or not indemnify them if anything is other than what was stated when the policy was enacted.

Just be careful. Think of it like this. You go for car insurance (and i'm referencing a case of a chap i knew) and they ask "Any modifications or alterations to the car". He answered no. At the time he didn't. Roll on 8 months later and he has a crash, trying to avoid a car. It was him and a wall. He claimed of his own policy (fully comp) and when the assessor came out to inspect the van he noted the different wheels to the factory ones and the insurance company voided his policy saying he did not declare this and the wheels are not factory standard, not declared and hence the policy is moot.

He is still fighting with them, but if they can make life difficult over something as innocuous as new wheels what will they do if they think you tried to circumvent the policy. Other than the guns not being covered what if they decide to nullify the entire policy.

Not attempting to scare you into spending well over a grand on a monitored alarm but perhaps seek out a new company that will allow firearms as part of your content cover (perhaps even without the need for the monitored alarm).