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Comments

  • Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • Closed Accounts Posts: 6,186 ✭✭✭boardsuser1


    This post has been deleted.

    Would be interesting to see what percentage they successfully recover


  • Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • Closed Accounts Posts: 6,186 ✭✭✭boardsuser1


    This post has been deleted.
    Country is arse ways :rolleyes:


  • Registered Users, Registered Users 2 Posts: 12,947 ✭✭✭✭bear1




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  • Closed Accounts Posts: 6,186 ✭✭✭boardsuser1


    bear1 wrote: »

    Has to be a re-reg being a troll :mad:


  • Closed Accounts Posts: 6,186 ✭✭✭boardsuser1




  • Registered Users, Registered Users 2 Posts: 1,720 ✭✭✭honda boi


    If you have an accident where you are at fault why would you not expect to pay out? If you are at fault there would be no claim against the other driver.

    I always thought if you were drunk/ uninsured you wouldn't get a penny.


  • Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 1,720 ✭✭✭honda boi


    You assumed wrong.

    And that I did :)


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  • Registered Users, Registered Users 2 Posts: 41,162 ✭✭✭✭ohnonotgmail


    honda boi wrote: »
    I always thought if you were drunk/ uninsured you wouldn't get a penny.


    The party at fault pays out.


  • Closed Accounts Posts: 26,611 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 41,162 ✭✭✭✭ohnonotgmail


    Patww79 wrote: »
    This post has been deleted.


    Sounds like something i would hear from somebody sitting on a bar stool. Usually accompanied by slurring and an inability to stand up properly.


  • Closed Accounts Posts: 26,611 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 41,162 ✭✭✭✭ohnonotgmail


    Patww79 wrote: »
    This post has been deleted.


    absolutely not. but to suggest that somebody is automatically at fault in any accident because they are not insured is nonsense. If you cant see that then there is no point discussing it further with you.


  • Registered Users, Registered Users 2 Posts: 4,634 ✭✭✭Aint Eazy Being Cheezy


    Part of the problem is that one f-ck up will follow you around forever. I think RTA convictions should only need to be declared for a fixed term, eg 7 years and not forever. If a young fella was caught drink driving at 18, and ten years later is still getting penalized with higher premiums, he's the one who's going to be tempted to do without it.


  • Registered Users, Registered Users 2 Posts: 5,130 ✭✭✭Yakuza


    Part of the problem is that one f-ck up will follow you around forever. I think RTA convictions should only need to be declared for a fixed term, eg 7 years and not forever. If a young fella was caught drink driving at 18, and ten years later is still getting penalized with higher premiums, he's the one who's going to be tempted to do without it.

    The Spent Convictions bill that was brought in in March / April last year does exactly that - convictions over 7 years don't have to be declared on insurance proposal forms (but still must be for, say, applying for US / Australian Visas).


  • Closed Accounts Posts: 7,540 ✭✭✭Special Circumstances


    Yakuza wrote: »
    The Spent Convictions bill that was brought in in March / April last year does exactly that - convictions over 7 years don't have to be declared on insurance proposal forms (but still must be for, say, applying for US / Australian Visas).

    Our Assumptions
    Get your Aviva car insurance quote now
    Get a quote
    In offering you an online car insurance quote, we assume the following:

    You (your named drivers or any person who may drive your car) driving history

    Have never been disqualified from driving
    Have never had any endorsement on your licence
    Have not been convicted of any offences of any nature, or have any now pending
    Have had no claims made against you in the last three years, have no outstanding claims, nor been involved in any accident or loss


  • Registered Users, Registered Users 2 Posts: 5,130 ✭✭✭Yakuza


    quite frankly this is nonsense.

    Why? If you get injured in a place you've no right to be in, why should you be compensated? If you sneak into the wheel wells of a plane in order to stow away, should the airline be liable for your inevitable injuries and/or death?


  • Closed Accounts Posts: 6,186 ✭✭✭boardsuser1


    Part of the problem is that one f-ck up will follow you around forever. I think RTA convictions should only need to be declared for a fixed term, eg 7 years and not forever. If a young fella was caught drink driving at 18, and ten years later is still getting penalized with higher premiums, he's the one who's going to be tempted to do without it.

    My conviction for careless driving is not disclosed in vetting as it is over 7 years old.

    http://www.garda.ie/Documents/User/Garda%20Vetting%20Procedures%20-Aministration%20Filter.pdf


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  • Closed Accounts Posts: 7,540 ✭✭✭Special Circumstances


    Insurers are a law unto themselves and will choose to consider NCT or lack of NCT as they see fit, an expired driving licence (purely a paperwork exercise) can become insurance voiding without any other aggravating factors and the "spent convictions" bill means SFA to them.


  • Registered Users, Registered Users 2 Posts: 41,162 ✭✭✭✭ohnonotgmail


    Yakuza wrote: »
    Why? If you get injured in a place you've no right to be in, why should you be compensated? If you sneak into the wheel wells of a plane in order to stow away, should the airline be liable for your inevitable injuries and/or death?

    I dont even know where to start with that ridiculous analogy. So i wont.


  • Registered Users, Registered Users 2, Paid Member Posts: 21,534 ✭✭✭✭Alun


    Insurers are a law unto themselves and will choose to consider NCT or lack of NCT as they see fit, an expired driving licence (purely a paperwork exercise) can become insurance voiding without any other aggravating factors and the "spent convictions" bill means SFA to them.
    I agree, if it's good enough for the state from a legal perspective, then it should be OK for the insurance companies too. A law unto themselves indeed.


  • Registered Users, Registered Users 2 Posts: 22,066 ✭✭✭✭Big Nasty


    /Unsubscribes


  • Closed Accounts Posts: 26,611 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • Moderators, Business & Finance Moderators Posts: 18,098 Mod ✭✭✭✭Henry Ford III


    KC161 wrote: »
    My conviction for careless driving is not disclosed in vetting as it is over 7 years old.

    http://www.garda.ie/Documents/User/Garda%20Vetting%20Procedures%20-Aministration%20Filter.pdf

    Insurance is a different matter.


  • Closed Accounts Posts: 6,186 ✭✭✭boardsuser1


    Insurance is a different matter.

    As in declaring it for insurance purposes?


  • Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 23,146 ✭✭✭✭Alanstrainor


    More tweets, less chitchat. This discussion RE: insurance has been rambling on for a couple of pages now. Lets get back on track here, shall we?


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  • Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


This discussion has been closed.
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