Are banks and insurance companies "RIPPING OFF" the general public?? comments please,

Paddy20

Why is it that I no longer trust banks or insurance companies anymore, despite there multi - million pound public relations/type advertising campaigns?. I think the general public would benefit greatly if these private service commercial businesses were nationalised. yours, a very fed up , paddy 20.

Stephen

The insurance companies are fvcking us all in the ass, especially in regard to motor insurance.

The banks seem ok to me.

I bet a semi-state insurance company would probably be a fvcked up, loss-making failure.

Victor

Originally posted by paddy20
Why is it that I no longer trust banks or insurance companies anymore ...

You trusted then in the first place?

Originally posted by paddy20
I think the general public would benefit greatly if these private service commercial businesses were nationalised.

So that the local TD can negotiate with the bank manager to write off your loan, as happened many a time with ACC. Can you imagine if teh Government insisted on a share in AIB when ICI went bust? Imagine how Haughey would have felt after the 1987 election (complete with £1,000,000 overdraft)?

billy the squid

All the banks will screw you

AIB will charge you for using your own card to get your own money out of your own account while they cream any interest off the money that you put into your account

ulster bank do the same but they dont bill you for every time ou use your atm card

Another thing EBS will allow you to include Childres Allowentce into your income when appluying for a mortgage whereas the rest of them wont

Best thing to do is seeing as they are all going to screw you your better off looking around to see which one will give you the better deal and only give you second degree burns instead of third degree burns

po0k

Banks just seem to be getting lazier and lazier.
They close early, they are nolonger 9-5, and the times at whih you are free to get to them they have gone home. Then they charge you for spending your lunch break in a queue.
Internet/phone banking should be free as the banks don't have to employ extra people.
My won family gt stung quite badly by Irish Life & Permanent over a simple order of names. They basically told us to '**** off, this is ours now'

Victor

Originally posted by SyxPak
Banks just seem to be getting lazier and lazier.
They close early, they are nolonger 9-5, and the times at whih you are free to get to them they have gone home

When were they 9-5? It used to be soemthing like 10:00-12:00 and 2:00-4:00.

Originally posted by SyxPak
My won family gt stung quite badly by Irish Life & Permanent over a simple order of names. They basically told us to '**** off, this is ours now'

Care to elaborate?

po0k

Not particularly, as it's rather confidential.
Needless to say they released a clause about 6 months afterwards that covered their ass for again.

WhiteWashMan

yes

Shad0r

I think anyone under the age of about 30 in this country would say YES.

dccarm

I usually have to resort to threatening to move my account before I get anything out of the banks. I was refused for a credit card 3 times until I did this and then had one within a week.
As a result of my job Ulster Bank give me charge free banking, but I left the AIB when I found out they charged 17p a time to use the cashline machine. It piles up over a quarter. Bastards.

Mr.Applepie

Originally posted by SyxPak
Internet/phone banking should be free as the banks don't have to employ extra people.

Yes they do!

Other then that i agree

Redshift

The bank's ain't doing us any favours but im sure we're being "Royaly Shafted" by the Insurance Companys at every possible opertunity.

po0k

Especially younger male drivers.
Everyone shopuld start out at an affordable level, fair enough, there is a higher risk amongst 'young males' (since when was 23 young?), so a quota of €800-1000 thridparty under their own name on a 1200cc car would be accpetable.
If someone cocks up (and it is thier fault - drink driving, speeding etc.), increase the insurance 5 or 6 fold.
I've seen plenty of 'oul-fellahs' driving BMWs at well over 50-60Mph half a mile inside the 30mph zone in my hometown. They are never caught or procecuted. I ask why?
It's also bullshít to say that women amke safer drivers. how many accidents are caused by women? Women are also affected by 'hormones' (referred to in the context of men as ikkle red devils sitting on their shoulders urging them to go "Fasteh Johnny, Fasteh!"), and after a bad day at the office, in the height of theire menstrual cycle any woman would be capable of some of the same idiotic shíte pulled by some men. Christ, a woman scorned may have some wrath, but beware yer wan on the blob for she is capable of great injustices and even greater greivous bodily harm whether provoked or not
It's only now that our driving Licence system is getting the kick in the arse it's needed for years, now when our atrocious roa-safety record is paraded around Europe as a warning to other countries.

Tazz T

Banks in Ireland are especially greedy. I have an account with the Nationwide in the UK which I use in the South of Ireland because it's actually free to make foreign withdrawals from ATMs on the UK account while the Bank Of Ireland charges me to make withdrawals in the Republic of Ireland. Is that mad or what?

And you wanna see what the BOI charged me for making withdrawals abroad.

MrPudding

Originally posted by Tazz T
Banks in Ireland are especially greedy. I have an account with the Nationwide in the UK which I use in the South of Ireland because it's actually free to make foreign withdrawals from ATMs on the UK account while the Bank Of Ireland charges me to make withdrawals in the Republic of Ireland. Is that mad or what?

And you wanna see what the BOI charged me for making withdrawals abroad.

I too have a Nationwide account. It truly is the dogs. No charges for ANYTHING, card can be used FREE in any bank machine with the visa sign in any country. The card you get is a VISA Debit.....not a credit card but it has a visa number so you can use it for buying stuff anywhere that takes visa including the internet.

Victor

I'm mad, I just closed my free student account (after 13 years). But then again 8 accounts was too many to have in the first place.