For those who don't have credit cards.....?

breadmonkey

I think I saw someone writing about a type of "credit card" that people without credit cards could use to buy stuff over the internet. Do these exist?

Basq

3V?

Very useful - order a 3V card from their website. When you've got it, got into your local retailer which allows you to top-up with them. Ask to put between €20 and €320 on it (plus a €5 surcharge).

You will get a printed receipt with your VISA code on it. Expires at the end of the following month.

Healio

Has anyone applied on the site yet? and have you received anything?

Vikings

How does this work address wise ... say I want to order something to be delivered to my house and a requirement on the application form is that billing address is same as shipping address, how would this work with the 3V system?

Basq

Healio wrote:

Has anyone applied on the site yet? and have you received anything?

Yeah.. registered for the card a few weeks back and dropped in the letterbox 2 days later!

Have used it a couple of times since - fantastic service, in my opinion!

People tend to complain about the surcharge but after getting the following DVD's for €145.. i'm not complaining about a measly €5 surcharge considering how much they'd have cost me in the shops!

Scrubs - Season 1 (4 disc)
Scrubs - Season 2 (4 disc)
Lost - Season 1 (7 disc)
Undeclared (4 disc)
Batman Begins (2 disc)

IncredibleBulk wrote:

How does this work address wise ... say I want to order something to be delivered to my house and a requirement on the application form is that billing address is same as shipping address, how would this work with the 3V system?

CDWOW asked me for a shipping / billing address - put my address on both! Worked out fine. The 3V card / number is registered to your address - not the 3v HQ or anything!

Healio

So il put it down to an increase in demand, i registered last wednesday/thursday cant remember, but am still waiting.

Basq

Healio wrote:

So il put it down to an increase in demand, i registered last wednesday/thursday cant remember, but am still waiting.

Apparently.. they're rolling out nationwide from the end of the month so there's probably more demand now!

Also.. their official launch was last week so they got more media coverage.

Their retailers right now are:

Allsorts - Ilac Centre Unit 46 Ilac S/C Dublin 1
Centra - Merrion Row No 5 Merrion Row Dublin 2
Centra - Rathmines 280 Lower Rathmines Road Dublin 6
Centra - St Stephens Green 12 St Stephen's Green Dublin 2
Centra - Sandyford Unit 1& 2, The Atrium Dublin 18
Eugenes Londis TopShop - Greystones Church Road, Greystones Co. Wicklow
Mace - Wexford Street 18 Wexford Street Dublin 2
Spar -Cumberland Street Cumberland Street Dublin 1
Spar - Harolds Cross Harolds Cross Harolds Cross Road Dublin 6
Spar - Leopardstown 4 Leopardstown Gardens Blackrock Co. Dublin
Spar -Westland Nova Pearse St. Dart Station, Westland Row Dublin 2
Spar -Talbot St 1 Talbot Street (near Marlborough St.) Dublin 1
Spar -Talbot St 70-72 Talbot Street (near Connolly Station) Dublin 1
Spar -Trinity Plaza Tara Street Dublin 2

Slippin Jimmy

What is the minimum age you have to be to get one, how much does it cost to get one

Basq

DonnybrookGhost wrote:

What is the minimum age you have to be to get one, how much does it cost to get one

I think 16 is the minimum age - heard that on some news reports!

Registering and recieving the card is free - but as i've said, €5 surcharge applies on every top-up. Your 3V then expires at the end of the next month - it costs €2.50 to unlock any credit you haven't used if it expires.

Slippin Jimmy

I have just sent away for my one, how long roughly does it take to get to me. I wont be able to top up for a bit, going to meath for the week. What is the story with cancelling the card, am I charged anything else

Basq

DonnybrookGhost wrote:

I have just sent away for my one, how long roughly does it take to get to me. I wont be able to top up for a bit, going to meath for the week. What is the story with cancelling the card, am I charged anything else

It should be with you on Friday.. as soon as it's processed - typically the following day - it's sent out to you!

.. not too sure on charges with cancelling the card. Doubt there's any charges!

Slippin Jimmy

Can I use this card on this site https://www.thinkgeek.com . It says it accepts visa

Healio

I got mine yesterday, so id say it takes two working days to receive, i got stung on the fact there was a weekend, but two to three working days id say is how long it takes.

Basq

DonnybrookGhost wrote:

Can I use this card on this site https://www.thinkgeek.com . It says it accepts visa

You can use it on any sites that accept Visa!

But careful as some sites such as Amazon.com and EBay (i think) take a $1 (or €0.80c approx) to check your credit card details. On a normal VISA, they'd re-imburse it but no real way to do that with 3V unless you fill in a dispute form.

Healio wrote:

I got mine yesterday, so id say it takes two working days to receive, i got stung on the fact there was a weekend, but two to three working days id say is how long it takes.

Enjoy!

swingking

I had a problem with 3v:

I purchases something on ebay and I was a few euro short. Naturally I bought a voucher for 10 eur on top of the 70 eur and I was told by paypal there was a problem.

I do not know what to do at the moment considering I just spent 90 eur on both vouchers

Please help

Gone West

TBH.
It was your own fault. I dont mean to condescend, but you should have contacted the seller and asked if he would (through paypal) accept 2 transactions. Some sellers will do this, but most will not.

Most likely, you will recieve refunds on the 3v cards and get negative feedback for non-payment.

Should read your T&Cs before proceeding.

BuffyBot

you will recieve refunds on the 3v cards

I'm not sure refunds can be applied to 3V cards - OP, you might want to check that out!

Basq

BuffyBot wrote:

I'm not sure refunds can be applied to 3V cards - OP, you might want to check that out!

You're right - you don't receieve refunds on the actual card!

But if.. let's say, CDWOW cancel an order you got due to it being wrongly priced or whatever, they'd normally re-imburse it on your credit card but they can't do that with a 3V. So that requires you to fill out a dispute form.. found in the FAQ of the 3V site.

The form requires you to fill in the order number of the order which went tits-up (i've a way with words, don't I?! ), the retailer and reason why you want to dispute it etc.

3V will review your claim and get back to you within 10 days. They will send you out a cheque for whatever amount you were meant to be refunded.

3V state in their FAQ that you have the same rights regarding refunds as having a regular credit card.

EDIT: Here's a copy of the 3V Dispute form (PDF Format) for those wondering what it involves filling out.