Car hire in the USA

Our man in Havana · 22-06-2005 2:45am #1

Question about Car hire in the USA.

What insurance do you need to drive a hire car. They quote that Collision/loss damage wavier and liability insurance is included in the prices. Is this suffient for use on the roads over there?

Thanks for your advice.

007

athena 2000 · 23-06-2005 5:32am

If they've included Collision Damage Waiver insurance in the quote then you should be generally fine. Here are two sites with some tips. The Visa link has a helpful Q&A, though it applies to hiring cars using a Visa credit card. Call your credit card issuer locally because you may be covered if you use your card to pay for the car rental. Hope this helps.

http://www.hm-usa.com/carrent02.html
http://usa.visa.com/personal/cards/benefits/bft_dmg_waiver_personal.html

newgrange · 23-06-2005 5:55am

Not directly to do with your question, but be aware most US car rental companies will ONLY rent if the driver's credit card is used. They use them much more as an additional means of ID rather than just payment like here. We couldn't find anyone who would rent to us using cash, and as the person I wanted to drive didn't have a credit card, although I had, we couldn't rent a car.

Our man in Havana · 23-06-2005 6:15am

Could you not hae rented and put your friend down as a named driver?

newgrange · 23-06-2005 6:24am

No, because I only had a bike licence, not a car.

Our man in Havana · 23-06-2005 6:31am

Bummer

masterK · 23-06-2005 7:01am

There is also Minimum State Liability Insurance, Supplementary Liability Insurance(SLI) and Uninsured motorist protection (UMP). I'm not sure how important it is to have any of these.

You could try booking your car through an agent and not the rental company, that way you will have all the necessary insurance included.

Car hire in the USA

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