bank account security

vector

I occasionally tell people my bank
sort code
&
account number
so that they can pay me

Those details allow anyone to LODGE money, but could an evil person WITHDRAW money?

direct debit?
standing order?

do those require your Date of birth or something else other than the sort code
and account number?

daveirl

This post has been deleted.

Our man in Havana

You could set up paperless direct debits for phone services etc. They don't need a signature.

RainyDay

vector wrote:

I occasionally tell people my bank
sort code
&
account number
so that they can pay me

Anyone that you've ever given a cheque to has these details anyway. They should always need a signature to effect any kind of withdrawal.

Bond-007 wrote:

You could set up paperless direct debits for phone services etc. They don't need a signature.

Tell me more - Which companies allow you to set up direct debits without a signature? Do they look for ID documentation?

Our man in Havana

Esat BT
SKY
UTV internet
AA Ireland

That's all i can think of at the moment. No ID required. I'm serious. ESAT BT set up DD's without my consent and IFSRA said it was ok and above board.

Meh

Bond-007 wrote:

Esat BT
SKY
UTV internet
AA Ireland

That's all i can think of at the moment. No ID required. I'm serious. ESAT BT set up DD's without my consent and IFSRA said it was ok and above board.

NTL as well I think, I forgot to send back the DD mandate they sent me and they set up the direct debit anyway.

vector

just registered on paypal, so I can accept credit cards and "pull" payment rather than have people "push" payment at me, the only info payers need is my email address.

but looking at the page now, people paying me must register for paypal, I can't just take their info on the phone like a real credit card merchant.

(caveat www.paypalsucks.com)