Selling part of my garden

Alibaba94

Hi all,

I'm new here so apologies if this isn't in the right category.

I'm just wondering if anyone has any information about selling a piece of your garden? We have quite a large garden but aren't very green fingered. Its going to waste so I was hoping to just keep a few metres and downsize the garden and look into selling the rest.

Can it be done and if so, has anyone had any success doing so? I'm sure I'll have to be get an engineer and planning permission and let let our mortgage provider know etc. Is it financially viable? The area I'd like to sell can easily fit a small house.

Thanks in advance!

Seth Brundle

What sq metres is the plot youre thinking? Does it have its own access to the road? Is it big enough to build on?

elperello

https://www.boards.ie/discussion/2058432399/selling-part-of-my-garden

Most likely it will all hinge on the possibility of getting planning permission.

See if there are any precedents in your area.

You could also arrange a pre planning meeting at your local authority planning department

muffler

https://www.boards.ie/discussion/2058432399/selling-part-of-my-garden

Your mortgage provider will have a big say here. Get that approval first which is very unlikely unless you own a massive site.

Alibaba94

So its roughly 160m2 and yes it has its own access. It could comfortably fit a small house on absolutely! I've never heard of anyone doing it before so I don't know where to start.

looksee

Is it on mains services, particularly sewers?

Alibaba94

I assume so. For now I'll say yes. What happens then?

Alibaba94

I'm in Kildare which is apparently one of the hardest places to get planning permission approved...

looksee

https://www.boards.ie/discussion/comment/124223969#Comment_124223969

If your house is on mains then, assuming you could get PP, a new house would be ok. If you needed a water treatment system then that size is too small. Its possible that if you are a single house, or one of just two or three in a rural area they would not give you PP as they are trying to add houses to hubs, groupings of houses to make supply of services more practical. (Thats what I was told in Waterford, anyway. Other areas may vary).

Alibaba94

I've heard trying to get planning permission is a money making racket. Each time you submit it it costs a few grand! Do you by any chance know how what the value per square ft is, or does that depend on the location?

elperello

https://www.boards.ie/discussion/comment/124224839#Comment_124224839

Have a chat with a local planning consultant.

kb70

You don't need planning permission to sell just part of your garden. You would if you planned to sell it with development permission included.

An engineer architect or can map out the new boundary lines and a solicitor can submit to Tailte for a new folio to be created. I have done similar but did not have a mortgage.

looksee

You would get a much better price with outline planning permission. You would have trouble even getting interest selling without, depending on where it is.

gipi

You might be liable for capital gains tax on the value of the land if it's sold as building land with planning permission.

looksee

You'd be liable for capital gains tax either way?

JVince

Unless similar properties have sold part of their plots and have had houses built on those plots, (example is campion crescent in Kildare town) there's very little chance of success.

No value in just a "garden space"

However, if you have children or other family members, there may be value soon as new regulations are coming that will permit a 45 sqm structure in the garden and suitable for living in.

It is likely there will be a restriction to family members and shared utilities such as electricity and gas.

I reckon these will be announced before June

Dublin_Anthony_2025

https://www.boards.ie/discussion/comment/124225117#Comment_124225117

They really are scum , charging you tax on something your paying tax on

for example i borrowed €305k for a mortgage in 2005 and my current rate is 1250 per month , lets say it stayed at that for the 35 year term , that's €525k paying back , so €220k interest or over 70 % the loan value in bank payments and then they'd screw me if i sold some of my garden

absolute w@nkers the revenue are

elperello

https://www.boards.ie/discussion/comment/124225749#Comment_124225749

You're aiming at the wrong target there Anto.

Revenue only enforce the taxation legislation decided by the Oireachtas

Their job is to collect money and they are good at it.

MadeInKerry

It can definitely be done and seems to happen a lot as far as I can see.

Where I live in Dublin people are building houses in their gardens and selling them nearly every year. Most seem to build the house first and then sell. Some just sell the portion of the garden and let whoever bought it go through the planning and building process.

In Wicklow a friend got planning to take half the garden of his parents and build a house in it. He doesnt even live in Ireland and has no intention of coming back. His parents sold their house and then built the house in the newly separated garden and live there now.

enricoh

Why not put a log cabin in the back n rent it out?

Dublin_Anthony_2025

https://www.boards.ie/discussion/comment/124225816#Comment_124225816

Either way it's shocking

really is no point working in this country as the people who don't seem to be well better off it seems

SteM

https://www.boards.ie/discussion/comment/124225912#Comment_124225912

Disagree, no one that lives around me that isn't working seems better off as far as I can tell. All struggling in their own ways but keep ranting if it makes you feel better. Give up the job and see how you get on.

Dublin_Anthony_2025

https://www.boards.ie/discussion/comment/124225936#Comment_124225936

you obviously don't live anywhere near where social housing is then ?

girl 3 doors down from me has 4 kids with 3 dads , none of them around

she gets €1600 towards rent , and €530 childrens allowance and working family top up of €188 on top of her work

tell me that ain't better off ?

other spin of the coin

my kids mother works as a clinical specialist in a hospital earning €80k

has to pay a mortgage / fuel / toll / health insurance , utilities etc get's nothing from government because she's over the treshold , so some weeks has feck all in her pocket she pays about €4k a month in deductions tax etc while this slag gets an easy life

Dublin_Anthony_2025

https://www.boards.ie/discussion/comment/124226042#Comment_124226042

studied all her life ( carlow , Belfast ) works in hospitals over 20 years

so it seems the better you try become you get shafted and don't say you don't

yet the gougers who don't wanna do anything get rewarded

Rocket_GD

https://www.boards.ie/discussion/comment/124226042#Comment_124226042

I think you're just hear for a rant, nothing to do with the topic on hand.

@OP best to consult with your local planning authority before contemplating selling. No point selling it if new owner cant get any PP.

magicbastarder

@OP - are you in a housing estate or in a one off rural place?

SteM

https://www.boards.ie/discussion/comment/124226042#Comment_124226042

I live in Tallaght surrounded by social housing and more being built all the time. There are plenty of people renting on the HAP scheme on my road. My wife works as an SNA in a local DEIS school and sees the poverty. I don't envy any of them, if you do then give up the job and see what you can get. My son will end up with more than any of them and has stable home life and a loving family.

I can see from the language you use you have some very firmly held 'opinions', I'd like to think I wouldn't refer to any woman the way you have so I'm not sure it's worth discussing with you any longer.

Mellor

https://www.boards.ie/discussion/comment/124225749#Comment_124225749

Where in that example were you already paying tax?

Considering the capital increase the bank facilitating, €220k is a good deal.

Dublin_Anthony_2025

https://www.boards.ie/discussion/comment/124226417#Comment_124226417

tax or interest whichever you call it , you already paying 70 % extra by the end of the term

HeidiHeidi

https://www.boards.ie/discussion/comment/124226470#Comment_124226470

Talk about comparing apples and oranges 🙄

Dublin_Anthony_2025

https://www.boards.ie/discussion/comment/124226167#Comment_124226167

one of them 😁 you have a pride flag outside the house or a " all migrants welcome sign "

This woman is playing the system ( yes the system that allows her ) but do you think she has any morals or any self worth to better her situation ?

don't discuss it i'm not bothered by your opinion