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Which interest deposit/bond product to choose Ireland/DeGiro

  • 10-01-2024 5:27am
    #1
    GambleIreland
    Registered Users, Registered Users 2 Posts: 7 ✭


    I see my AIB only offers monthly saver that has 3% interest but only 1k max savings per month. Other interest seem lower and to achieve 3% interest one needs to lock the money for 24months or longer.

    I see in Europe there are banks that offer 3-4% interest on deposit with relatively flexible access to funds, in case I need them earlier.

    Would there be any +3% interest with access to funds in Ireland? What interest products would you recommend.

    I am thinking probably best would be some bond or similar in DeGiro. What would be good for +3% interest, holding max 1-2years and then re-evaluate. Which Bonds or interest products do you have or recommend in DeGiro? Best if the asset can be sold/accessed at anytime, obviously with the loss of any future interest, would prefer that flexibility.



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