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Buying a House with Employee Benefits

  • 03-08-2023 12:18PM
    #1
    Registered Users, Registered Users 2 Posts: 90 ✭✭


    Hi,


    Just wondering what the story is with applying for a mortgage and what the bank does or doesn't consider part of your earnings.

    Is it better to have accommodation provided by your employer or receive a tax free allowance from the employer to pay for your own accommodation for example.

    Also would the bank consider company vehicles part of your earnings like Revenue does?

    I currently have a company commercial vehicle that I pay BIK for and I also have the option to either get subsistence for accommodation or move in with another employee for nothing.



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