Renter's tax credit

fun loving criminal

What else would I be doing on the first of January but looking at my tax, lol.

I'm looking at the renter's tax credit and the rules seem clear to me. In that I can't claim the tax credit if I am receiving HAP.

I was awarded HAP in December. So going through the application for renter's tax credit, it asks me am I receiving HAP. I click yes because I obviously am. But I was only awarded it in December. So that's 11 months where I wasn't receiving HAP.

This seems very unfair if I can't claim the tax credit for the 11 months I wasn't receiving HAP. I have contacted revenue but not sure what they can do really. They won't hardly change the whole application to ask about when someone was awarded HAP.

Is anyone else having the same problem in applying? I guess it's still early to get an answer to all this.

GerardKeating

https://www.boards.ie/discussion/2058277772/renters-tax-credit

According to the revenue site, you won't be able to claim the "Rent Tax Credit" via the site until mid February.

fun loving criminal

https://www.boards.ie/discussion/comment/120057528#Comment_120057528

Mid February?

GerardKeating

https://www.boards.ie/discussion/comment/120057583#Comment_120057583

As per the Revenue site just now, but looking again, this is about 2023, and the OP was talking of 2022

L1011

https://www.boards.ie/discussion/comment/120057612#Comment_120057612

That's for this year (you can now claim reliefs during the year); it is claimable for 2022 already

fun loving criminal

Yes it's claimable for 2022.

GerardKeating

https://www.boards.ie/discussion/comment/120057710#Comment_120057710

Badly designed and confusing (IMHO). I'm paying over €10,000 in rent PA, so I claimed the max allowed per year (€1,000) but a better design would be for a claimant to enter the rent they pay, and let the site figure out the max one can claim

The website states (elsewhere) the annual max claim is "€1,000 if you are a jointly assessed married person or civil partner. but the web form allows a max of €5,000

This is it

How does this work exactly, an increase of €500 in a tax credit?

dockysher

My landlord is not RTB registered on system it seems so I cant find RTB number needed to claim the tax credit.

Any idea what I should do?

Thanks

This is it

https://www.boards.ie/discussion/comment/120058631#Comment_120058631

Same as myself, though I was sure I had seen us registered previously. I'll call my LL during the week, not much more to do at the moment until they confirm why it isn't showing. The RTB search doesn't seem great so it's possible it's there and just not easy to find.

Atlasden

https://www.boards.ie/discussion/comment/120058083#Comment_120058083

Yes, I am confused with that one also. What amount should we write for "gross relief due" to be able to get €500 and if we jointly assessed married, then can we get €1,000 for each tenants(applicant + spouse)?

nearzero

Our Landlord was registered with RTB when we first rented- 10 years ago, I'm not sure he has registered every year since then as I cant see our property on the RTB website. So if I claim this tax credit and you have to give your 'start tenancy' date (and end tenancy date aswell for some reason!) am I just alerting the revenue he isnt registered with the RTB? My landlord has been amazing and we really dont want to rock the boat, so as much as I really need that credit and money, I also dont want to make him reconsider being a landlord cause its too much hassle.... like so many other landlords, and maybe sell up and get out.

It seems like its just another complication for landlords rather than a benefit for renters!

iwillhtfu

https://www.boards.ie/discussion/comment/120058958#Comment_120058958

I'd imagine this is the actual aim of the scheme. Throw a crumb to the masses and look like they've empathy for the housing crisis but in the same gesture uncover LL not registered with RTB or not declaring to revenue. Give a little to hopefully gain a lot, I'd imagine it will be the final straw for some LL though. Might be worth a call to your LL to ask the question they may well come to an agreement to do what I can't say as it would be considered tax fraud.

GerardKeating

https://www.boards.ie/discussion/comment/120058631#Comment_120058631

I just left that part blank..

relax carry on

https://www.boards.ie/discussion/comment/120058083#Comment_120058083

Nope. You are just unfamiliar with the fact you can claim some credits/reliefs in real time for an active tax year or 2023 and the fact that you can file a tax return via your Revenue MyAccount for prior tax years to claim additional tax credits/reliefs you didn't claim while those years were active tax years.

When you file a tax return and claim any additional credits/reliefs for a prior tax year which generate a refund, that refund issues from Revenue. When you claim a credit/relief for an active tax year, it gets added to your tax credit cert for the active tax year meaning you pay less tax through the year. So if you looking for relief for the 2022 tax year, it's a tax return you file and if you are looking for relief for the active tax year 2023, you claim a real time credit.

relax carry on

https://www.boards.ie/discussion/comment/120058161#Comment_120058161

When you file a tax return and claim any additional credits/reliefs for a prior tax year which generate a refund, that refund issues from Revenue. When you claim a credit/relief for an active tax year, it gets added to your tax credit cert for the active tax year meaning you pay less tax through the year. So if you looking for relief for the 2022 tax year, it's a tax return you file and if you are looking for relief for the active tax year 2023, you claim a real time credit.

relax carry on

https://www.boards.ie/discussion/comment/120058948#Comment_120058948

No it's 500 per spouse.

dockysher

Thanks For replies.

This is just another scheme of a roundabout way of tenants rating out landlords who are not paying tax it looks like.

Il try enter it with no RTB number and see

Atlasden

https://www.boards.ie/discussion/comment/120060037#Comment_120060037

Thank you for all the useful information you provided. Is it fixed €500 per spouse? Because when we write the rent amount to the gross relief due for income tax return form, net amount is shown around 300-400 Euros.

relax carry on

https://www.boards.ie/discussion/comment/120060298#Comment_120060298

The full details of the rent credit included examples are in the below link. The 500 euro per person is the maximum you can get. Assuming you both paid over 2500 euro in rent each then you should be able obtain the full 500 per person.

https://www.revenue.ie/en/tax-professionals/tdm/income-tax-capital-gains-tax-corporation-tax/part-15/15-01-11A.pdf

This is it

https://www.boards.ie/discussion/comment/120060032#Comment_120060032

Thank you, much appreciated.

Girl Geraldine

https://www.boards.ie/discussion/comment/120059004#Comment_120059004

What an unregistered landlord might do is make an offer to pay the tenant the amount of the tax relief if the tenant wants it.

iwillhtfu

https://www.boards.ie/discussion/comment/120060389#Comment_120060389

Well I was trying to be vague but there ya go 🤷‍♂️

squidgainz

Boards.ie is very pro landlord because of the demographics. But in this scenario f em! Stick in for your tax credit that you are owed and entitled too prtb number or not. Unless of course you are getting below market rent.

DownByTheGarden

https://www.boards.ie/discussion/comment/120059004#Comment_120059004

I was a landlord until a couple of months ago. The amount of threats and smug calls i got from tenants to tell me i wasnt registered over the years. And then when i checked i wasnt on the web site even though i paid the fee and registered every time i was required too. I just ended up ignoring them after a while. RTB are the most useless shower on the planet, so i woulndt be expecting any help from them. Probably a large part of the reason landlords are getting out of dodge. Try contacting revenue instead to cut straight to what you need. They are always very helpful, unlike the RTB.

badboyblast

Can someone put up a link for how to claim the credit or point me to the area in My account on Ros.ie please?

Thanks.

relax carry on

https://www.boards.ie/discussion/comment/120061632#Comment_120061632

https://www.revenue.ie/en/tax-professionals/tdm/income-tax-capital-gains-tax-corporation-tax/part-15/15-01-11A.pdf

Link above to the PDF manual on the qualifying conditions, examples and screenshots how to apply. It's at the bottom of the page on the Revenue website dedicated to the rent tax credit.

badboyblast

https://www.boards.ie/discussion/comment/120061743#Comment_120061743

Great, thank you, appreciated for sending this on, so the long and short if it is, if I pay over 2,500 euros a year in rent, I am entitled

to 500 Euros credit from Revenue? I dont get all the total calculations etc (Maybe that is for people on other assistance etc)

JoeCole26

My landlord is one of the bigger REITS in Dublin - do I need to get their PPS number to enter this on the revenue site (there is a field there to be entered) or is the RTB number sufficient? Thanks

Got sorted. Just RTB is required.

Girl Geraldine

https://www.boards.ie/discussion/comment/120060872#Comment_120060872

It would not be tax fraud to do what I suggest. How would it be? In this situation nobody is claiming any tax relief at all, let alone wrongly claiming a relief they aren't entitled to. The LL would basically compensate the tenant by the same amount as the tax relief in return for the tenant not bothering to claim the relief. It would make no difference to the tenant.

the only offence is that the LL still would not be RTB registered.

DataDude

https://www.boards.ie/discussion/comment/120063439#Comment_120063439

You’d want to be a brave/trusting landlord. You could pay the tenant €1k each year under the table for their silence. Then when the tenant leaves in future they can just claim the credit back for the previous 3 years anyway.

It probably would have been better if the tax credit was applied for using the landlords PPS number instead of the RTB number, at least revenue would be able to link the rent to the landlords tax return. The RTB have been a disaster for over a year. Its impossible to register, and when you do it can take weeks or months to receive conformation of the registration. The software migration issues and now the inability to perform annual registrations have shown the RTB are not capable of running the service.

mayo londoner

Is the Landlords PPS Number or RTB number actually required once the address actually shows up as being registered on the RTB page? Seemed to allow me to skip through those sections

jazz_jazz

This is likely a stupid question, but where do you find the RTB number? I checked the register and the house I'm renting is there but there's no RTB number.

YellowLead

So what is supposed to be entered into the ‘gross relief due’ section??? I know the relief is 500, but is that what needs to be entered?

Also, I was renting for all of 2022, but moved in June - so I’m putting the details for landlord no 2 down - will I need to fill this out also for the first landlord / tenancy?

YellowLead

https://www.boards.ie/discussion/comment/120063731#Comment_120063731

It doesn’t seem to be a mandatory field so I’m leaving it blank

https://www.boards.ie/discussion/comment/120063731#Comment_120063731

You should have received a letter from the RTB with it or you can ask the landlord for it.

This is it

My landlord seems to be one of many that's having issues with the RTB and registering. We were definitely registered last year and I see lots of comments online about difficulties registering since the change in platform by RTB. Thinking I might try without the RTB register number... :/

nearzero

You can complete the claim but it wont be processed without the RTB registration:

https://www.revenue.ie/en/tax-professionals/tdm/income-tax-capital-gains-tax-corporation-tax/part-15/15-01-11A.pdf

relax carry on

https://www.boards.ie/discussion/comment/120063731#Comment_120063731

It would be on the letter your received form the RTB when you moved in and your tenancy was registered. You could also ask your landlord.

Ronney

Had a quick look there and they are looking for a few bits of info

RTB Registration Number

LPT Property ID

PPS/Tax Reference number for Landlord/Agent

Pretty Sure I have the - RTB Number on a letter somewhere. The other 2 I assume the only way to get these is from the LL. Don't particularly want to contact him as He might take the view of upping the rent to as technically I wouldn't be out of pocket then.

Can you leave the LPT and PPS blank?

nearzero

https://www.boards.ie/discussion/comment/120065239#Comment_120065239

You can but the claim won't be processed and we are just giving the revenue alot of info about landlords 🤔

combat14

https://www.boards.ie/discussion/comment/120065239#Comment_120065239

and this really is the huge problem with this so called rental tax credit- renters in many cases dont have the requisite RTB details and are as usual terrified to contact their landlord in case there is another rent increase in many cases potentially greater than even the value of the "tax credit"..

FionnK86

How much should I enter for Gross relief due? Girlfriend and I pay €1400 altogether so I've paid €8400 this year... it says may I can input is €2500...

Ronney

https://www.boards.ie/discussion/comment/120067035#Comment_120067035

Its a Tax credit. In other words you can claim back 20% of all rent paid up to a max of €500 refund or €2500 paid rent

So @FionnK86 you paid €8400 rent in 2022 so you can claim the max of €2500 Gross which will give you back 20% - €500 Net

Your Girlfriend can do the same

If for example you had only paid one months rent @€700 each you could only claim back 20% of this - €140

This is it

Any suggestions on what can be done when the Landlord is unable to register with RTB? We're in a small apartment block, all apartments had been registered but with the platform issues last year the LL is having difficulty registering them again. He said there are issues since last summer and multiple emails and calls to RTB have gone unanswered.

As I said previously in the thread, there seems to be a big issue with the RTB site and LLs being unable to register.

Out LL is decent so I don't want to pressure him but I do want the tax credit, and as soon as possible...

Yurt2

https://www.boards.ie/discussion/comment/120069672#Comment_120069672

Not a renter so haven't claimed, but had a look at both the explanatory document someone posted earlier and the portal.

The RTB registration number isn't a required field (as indicated by the asterisks).

So, I'd say click *yes* for RTB registered Q and leave the RTB number field blank. Revenue may well come looking for it later, but they'll be well aware of the RTB registration issues and are unlikely to punish you for it.

This is it

Will try it, thanks!

wonski

I did the same, the property I am renting is RTB registered but I didn't bother looking for the letter etc.

I just put the name of the landlord and nothing else. If they ask for more details I will provide of course.

I will let you know if they ask for more details.

Giblet

I did the same as you above, I just got the adjusted statement, I'm being paid the full amount. Happy days! After years of paying down me bollix on rent and tax, a little help after Christmas. For context. I bought a house at the end of 2022, but I put the end date as my move date, and just my PPS as the RTB number. My property was registered, but I didn't have the letter with the RTB number.

wonski

Received the tax credit without giving any info whatsoever regarding the landlord apart from the name.

System opened for abuse but it isn't my job to judge it.