Clerical officer - dilemma

atwal

Hi, my wife is working in pharmaceuticals in the manufacturing department on a permanent role. It has shift duties. At times it's hectic but she enjoys it. It gives around 41k, health insurance. Recently she got the job in local government as a clerical officer on grade 3. Salary is very low which is 25k. She has been a bit techie but would be in the admin area with this new role. We are also trying to get mortgage. We are just confused if she should go for it. None of my contacts work in government or public sector on admin roles. So we do not know pro and cons with it or future circumstances to consider for the decision. Just wanted the viewpoints if she should go for it.

Thanks

Atwal.

SNNUS

Don't move jobs until the mortgage is sorted, you can borrow more in current roles.

bucketybuck

Leave a job she likes for €16k per year less than her current salary?

What am I missing here, why would this even be considered?

Augme

Never worked there directly but I'd be reluctant. From what I've heard they are generally stuck in the stoneage when it comes to a lot of work practices.

If your wife enjoys life being hectic and being a busy job then the work culture in a local authority could be quite a culture shock.

Iseedeadpixels

If she wants a safe job for life then yes go for it but if shes secure if her current role there is no point in leaving.

Mrs OBumble

Do you plan to have children? Is maternity leave in the MNC paid? How could childcare work if she was on shift-work?

Is there a difference in the commute?

Not that though it's a 16k pay drop, it's only 8k after tax. And there are pay increments every year.

Jim2007

https://www.boards.ie/discussion/comment/120014721#Comment_120014721

Right and then they are gone to take a serious cut in income and be unable to pay it back. This is the kind on nonsense that wiped people out in the last recession. If you need the loan, you need the income to repay it or you could in up in serious financial difficulties that could take decades to recover from.

SNNUS

https://www.boards.ie/discussion/comment/120015545#Comment_120015545

Ah here chill out, if 2 people are working they will be ok to repay the loan. Best to secure the mortgage when you have a permanent job and are passed probation period.

blindsider

https://www.boards.ie/discussion/comment/120015068#Comment_120015068

And if the OP his (?) wife are planning a family, they are likely to have childcare costs - working in the civil or public service will give them good opportunitiers to minimise these costs e.g. flexi-time

apkmbarry

https://www.boards.ie/discussion/comment/120015545#Comment_120015545

Who's to say they're gonna borrow the max? If they swap roles then they are pushing out the process by a year, why wait when you could do it now?

Mrs OBumble

https://www.boards.ie/discussion/comment/120041672#Comment_120041672

Exactly my point. And they'll get paid maternity leave, too.

Sarn

From a pure salary perspective, when you take into account other pay/pension related deductions, the new take home will be about €1785 a month, about €930 a month less than what she is currently earning.

Flinty997

I wouldn't do it. Too much of salary difference. Once the kids are in school you might want to get back to a higher salary.

the_freaky_one

Pros of staying in current job:

1. Higher salary, better chance of mortgage approval (or approval for higher amount)

2. She enjoys it

Pros of moving to civil service:

1. It will likely not be hectic in any way work wise

2. There likely won't be shift work involved

3. There are predefined salary increments and there is no stress involved as part of yearly performance reviews (pmds)

4. There will be access to flexitime and (most likely) some hybrid working opportunities (2 days home 3 days in the office)

5. If she has any decent work ethic and can promote herself via application forms and interviews, getting further promotions isn't that difficult once you complete probation and wait till year 2.