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A good state job and a big pension



  • Registered Users Posts: 945 ✭✭✭WhiteWalls

    I don't think Gardai get a golden handshake like they did on retirement and their pension is poor. I'm open to correction though

  • Registered Users Posts: 4,300 ✭✭✭Padre_Pio

    No sense working 40+ years in a job that doesn't suit just to spend 20+ years with a bit of spare cash.

    Anyone can get a large pension pot, just make a plan and stick to it.

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  • Registered Users Posts: 9,068 ✭✭✭billyhead

    The ordinary uniform on the beat job is horrendous and not worth the money. If you get into a specialist role it's enjoyable i.e. CAB, ERU etc.

  • Registered Users Posts: 945 ✭✭✭WhiteWalls

    Seems like a tough job in fairness.

    Can anyone confirm re the pension for new recruits, ie is it poor and do they get a golden handshake?

  • Registered Users Posts: 9,760 ✭✭✭Jim_Hodge

    Basic pay starts at €32000 and rises by increments to 52000 after 8 years without promotion. There's also considerable overtime. Pension after 30 years is hall pay plus 1.5 years lump sum.

  • Registered Users Posts: 359 ✭✭cal naughton

    Do they still base the pension lump sum on final year earnings?

    They had a great stroke going year's ago where for the final year they would work about near 70 hours per week .

    They would work a normal day and then get a soft job like sit in the car when brinks or securior would be delivering cash to the banks with the army. Might be only for detectives.

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  • Registered Users Posts: 945 ✭✭✭WhiteWalls

    Is the lump sum specific to the guards or would that be standard practice for state and semi state bodies?

  • Registered Users Posts: 12,756 ✭✭✭✭elperello

    One big USP is that for someone with ambitions to work in policing it's the only game in town without emigrating.

    There is always a steady stream of applicants who are all well educated young people.

    They have obviously taken the terms and conditions of employment into consideration.

  • Registered Users Posts: 3,002 ✭✭✭salonfire

    contribute about 12% of your gross salary

    No you don't. Stop lying.

    There are thresholds below which no contributions are paid.

    Despite the lies, myths and propaganda peddled by the pubic sector and their unions, 11,000 people saw the pay and conditions attractive enough to apply for the job.

    The gardai, like most other state employees, want to deliver as little as possible for as much money as possible. The teachers in the Teachers Forum cribbing over 20 mins a week.

    Blaming the Courts is a lazy cop-out. The Garda's job is also to prevent crime. If that means arresting someone for the 50th, then there was a crime in progress or about to. Stopping that crime is literally their job. It's a pity no-one has explained that to them.

  • Registered Users Posts: 3,002 ✭✭✭salonfire

    Maybe if they weren't paying as much on allowances for example, they'd have more resources?

  • Posts: 2,078 ✭✭✭ Angie Petite Timekeeper

    Maybe if you live at home with your mammy you can save a large pension pot. If you want to have a family and have no family money behind you, it's pretty much impossible.

  • Registered Users Posts: 485 ✭✭GNWoodd

    Twelve per cent of gross is about the average . Depending on salary it can be more . Has been that way since 2008 .

  • Registered Users Posts: 4,300 ✭✭✭Padre_Pio

    It's not an "either, or" scenario.

    There are plenty of jobs with good pay, conditions and pension schemes

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  • Registered Users Posts: 2,987 ✭✭✭KaneToad

    Basic pay is also supplemented by allowances. e.g. a guard will earn 25-29% of basic extra from just working their standard roster pattern. This is due to working nights/weekends/public holidays etc.

    I wouldn't like to work nights, weekends etc but the guards are well compensated for doing so.

  • Registered Users Posts: 3,002 ✭✭✭salonfire

    You'll be glad to know then that once allowances are included, it is not far off those figures.

    Would paying them more make the people they deal with less sh1te?

  • Registered Users Posts: 26,472 ✭✭✭✭AndrewJRenko

    Which allowances did you include in your calculation? Allowances are dependant on the role.

  • Registered Users Posts: 46 Irishguy215702

    ive got it checked for myself and my garda pension will be 9k a year when i retire, its terrible after the service put down and stress, to a job like no other

  • Registered Users Posts: 46 Irishguy215702

    if you do the full 30 years you get about 15k, or 280 a week (basically old age pension) which in real terms will be worse after the next 30 or so years of inflation erodes. Think long and hard if considering if you join after 30 years of age as you won't complete 30 years and pension will plummet drastically. Like every job talk to those you know are serving and not what the old generation say as the job is so different now to back then.

  • Registered Users Posts: 4,300 ✭✭✭Padre_Pio

    True enough.

    State jobs are poorly paid for what you have to deal with.

    Maybe teaching 20 years ago was a cushy job. Now you're a teacher, a councilor, a mental heath professional, legally liable if you don't spot child abuse, have to be knowledgeable in the latest LGBTQ++ lingo etc etc etc.. No wonder teachers are leaving the profession.

    Same can be said for Gardai and nurses, the pay is poor for what you have to deal with, and the job today is very different from the job you signed up for.

    OR you can get a job in pharma, tech, med devices and get 50k+ with pension, share options, bonuses, regular hours, health insurance. Half the lads I know who used to work in trades are gone into factory jobs. Handier work for much more money.

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  • Registered Users Posts: 3,002 ✭✭✭salonfire

    Did you also check how much as a % of your salary you contribute towards your pension? Why did you not provide us with that figure? Why not provide us the lump sum you can expected?

    And I mean the actual % after thresholds, etc are taken into account.

    If you feel your pension is not enough, you can apply for your own private pension which also has tax reliefs.

    Oh, for those in the private sector who you might think have better pension that you, if the employee has to pay 8%, they pay 8%. Not 8% above a threshold like in the public sector.