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Belgard Solicitors/Cabot Financial (Ireland) Limited

  • 08-04-2022 1:39pm
    Registered Users Posts: 7

    Hi I was wondering would anyone be able to give me some advice, maybe have gone through this already?

    When I came home yesterday there was a registered letter in my postbox from Belgard Solicitors. It was a Claim Notice on behalf of Cabot financial (Ireland) Limited. Years ago back in July 2010 I got a credit card from MBNA for €5000. I defaulted on the payments back in 2011/2012, they sold on debt to Rasdon Ltd. who changed their name to AvantCard Limited on the 25th October 2012 who sold it onto Cabot Asset Purchases (Ireland) Limited in December 2016 and then to Cabot Financial (Ireland) Limited in May 2019. I have not made any contact ever or paid anything since 2012. They are looking for €5707.75 and costs. What should I do? Should I ignore ? Should I defend the proceedings saying its statute barred?

    Thanks in advance