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Joint owner of Home. Won't let me live there

  • 14-02-2022 3:15pm
    #1
    moany fuc
    Registered Users, Registered Users 2 Posts: 63 ✭✭


    I'm looking for help. I bought a house with my ex in a civil relationship never married 12 years ago. We are joint owners of the house. We broke up 4 year's ago and I continued to live in the house for 2 years as she agreed she had no choice because it was my house also. I moved out with my new girlfriend 2 years ago and at the time we agreed that if things didn't work out I could stay in my house again. I'm just looking at what my options are. There is a child 13 my son living in the house also.


    Now I'm looking to go back as I can't afford to continue paying the mortgage and rent in Dublin, but she is refusing to let me stay in my house. I've never missed a payment and it is jointly owned. 



Comments

  • #2
    BronsonTB
    Registered Users, Registered Users 2 Posts: 1,905 ✭✭✭BronsonTB


    I don't think she can legally stop you moving back in as you are paying the mortgage.

    But living together may not be that easy.

    Depending on the bank, you may be able to do a transfer of equity on the ownership - but this very much depends on bank & your ex.

    Have you gone to mediadtion to try get a formal aggrement in place?

    'At the time we agreed' - Sounds like this was oral & not worth anything.

    Sligo Metalhead



  • #3
    moany fuc
    Registered Users, Registered Users 2 Posts: 63 ✭✭moany fuc


    We lived together for two years fine, and she her most days because of my son, but think she doesn't want to mess with his head which is fine. But all the while she's getting her house fully paid for and I could be left no where to live. Not sure what the outcome of mediation would achieve if she's dead set on not letting me live in the house.



  • #4
    BronsonTB
    Registered Users, Registered Users 2 Posts: 1,905 ✭✭✭BronsonTB


    https://www.boards.ie/discussion/comment/118630076#Comment_118630076

    Mediation allows both sides to explore issues & options on resolutions. It might work, it might not, but better to try it.

    A court will always protect the family home until the child is an adult. You may both be currently paying the mortgage but what if either party stops? These are the things mediation can help with.

    You have little rights but moving back in should be on your side.

    Sligo Metalhead



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