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One Bank Login & 2 IBANs

  • 26-10-2021 8:47pm
    #1
    Registered Users, Registered Users 2 Posts: 34


    Hello,

    I do personal banking and business banking. Is it possible to have an account with N26 (or Revolut or any bank for that matter) and have 2 IBANS?

    (all nested under the one account i.e. login and password)

    IBAN 1 = all my personal banking

    IBAN 2 = all my business banking

    Thanks,

    K



Comments

  • Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭coylemj


    If we limit the use of the word word 'account' to mean a bank account with an account number, yes it is. Not necessarily with all of those providers but, for example, EBS allows you to have two Money Manager accounts. BoI and EBS give you an IBAN for each savings accounts which allows you to transfer money into the account but you have to use your current account to send money out via EFT.

    Ask your bank.



  • Registered Users, Registered Users 2 Posts: 2,790 ✭✭✭AngryLips


    OP, what you're asking about has been legislated for as part of open banking and EU PSD2 ...where, in theory, you should be able to use a banking app that is independent of your bank but which is plugged into your banking account info. I don't know where we are with it here in Ireland so I can't say any more than that.



  • Registered Users, Registered Users 2 Posts: 34 fireglo2020


    This is possible with bunq (only in n26 Germany and not possible with Revolut). In Bunq - if you create a subaccount it gives a fully functioning new IBAN and BIC which is super handy.

    Post edited by fireglo2020 on


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