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Mortgage Cashback and lump sum payment

  • 26-09-2021 2:05pm
    #1
    Registered Users, Registered Users 2 Posts: 217 ✭✭


    Hi. I' took out a BOI mortgage with a Cashback offer 3 years ago - 2% on draw down + 1% on year 5. It was a fixed rate for the first three years which is now about to come to an end. I plan to pay a lump sum once the fixed term finishes (<10K) then fix again for another 2 years. My question is will I still be eligible for the 1% cashback on year 5 if I pay a lump sum off the mortgage or would this break the T&Cs.

    Thanks



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