Monitored Alarm with HA for House Insurance

ctlsleh

Hi, I have a 20 year old Aritech alarm system in the house with wired door sensors and wired PIRs, its functioning although we seldom use it.

Until recently i've been able to get House Insurance without having a monitored alarm, however the contents limit is getting quite low and fewer companies are willing to insure you without something thats monitored it seems.

My preference would be to go for something like an Abode or connected system, i really dont want to revert to something like Phonewatch, albeit, perhaps they have moved on.

I was wondering what constitutes monitoring and if anyone has any advice on what i should do?
Preference is to have a connected soln that also connects to other home automation systems (nest, hue, Alexa etc) so that i can build my own routines, e.g. alarm goes off, all Hue lights flash red.......

P.S., i dont have a fixed phone line, but i do have a 1Gb Fibre connection.
Thanks in advance......!

altor

ctlsleh wrote: »

I was wondering what constitutes monitoring and if anyone has any advice on what i should do?

Two types of monitoring.

1. Self monitoring the system yourself.
2. Monitored through a 24hr monitoring station.

In terms of the insurance you would need to ask which one they require.

ctlsleh

altor wrote: »

Two types of monitoring.

1. Self monitoring the system yourself.
2. Monitored through a 24hr monitoring station.

In terms of the insurance you would need to ask which one they require.

I assume 2.however that was also part of my question…….

altor

ctlsleh wrote: »

I assume 2.however that was also part of my question…….

I would also

ctlsleh

altor wrote: »

I would also

Has anyone deployed the ring system and was it accepted by insurance companies as a monitored system?

https://www.amazon.co.uk/gp/aw/d/B08L5TWL9D/ref=gw_uk_mob_h4_vicc_sh_al_v2_lifestyletest_c/?ie=UTF8&pf_rd_p=fd03c7d7-bd8e-439c-93ec-6231f6f2fc2a&pf_rd_r=19PXXTKZJDDJA24HJMZM

kub

ctlsleh wrote: »

Has anyone deployed the ring system and was it accepted by insurance companies as a monitored system?

https://www.amazon.co.uk/gp/aw/d/B08L5TWL9D/ref=gw_uk_mob_h4_vicc_sh_al_v2_lifestyletest_c/?ie=UTF8&pf_rd_p=fd03c7d7-bd8e-439c-93ec-6231f6f2fc2a&pf_rd_r=19PXXTKZJDDJA24HJMZM

I just followed your link, there is no mention on it that it conforms with EN50131.

That is a basic benchmark that both insurers and monitoring stations recognise in the certification scheme used by professional installers.

ctlsleh

kub wrote: »

I just followed your link, there is no mention on it that it conforms with EN50131.

That is a basic benchmark that both insurers and monitoring stations recognise in the certification scheme used by professional installers.

Very helpful, thank you