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Best Bank to for an unincorporated association?

  • 02-04-2021 4:37pm
    #1
    Wonderstruck
    Registered Users, Registered Users 2 Posts: 354 ✭✭


    Hello all


    My trade union branch are in desperate need of a new bank account. Our present provider doesn't give us access to online banking and I don't want another year dealing with cheques :pac: Both the people named on the account aren't on the committee anymore so they both agree now is the time to change providers rather than change the names.



    I previously set up a bank account for an unincorporated association before but it was a student club so the bank rather generously waived all the bank fees. I don't think I'll have that sort of luck this time so I don't want us completely fleeced on fees.



    Does anyone have experience in this area?


    We wouldn't necessarily need in person branch banking, just online banking, preferably access to a debit card and a bank where it isn't too much of a headache to change the names as new people join the committee. Any banks that are helpful or any a nightmare for unincorporated associations?



    I'm based in Dublin.


Comments

  • #2
    NewbridgeIR
    Registered Users, Registered Users 2 Posts: 4,122 ✭✭✭NewbridgeIR


    As far as I know, you'll need to set the signing rules to "one to sign" to get a debit card.


  • #3
    Humour Me
    Registered Users, Registered Users 2 Posts: 360 ✭✭Humour Me


    Don’t rule out a credit union, I know that my own credit union is very welcoming to clubs and associations. A lot provide online banking and debit cards and wouldn’t have banking fees attached.


  • #4
    Wonderstruck
    Registered Users, Registered Users 2 Posts: 354 ✭✭Wonderstruck


    Humour Me wrote: »
    Don’t rule out a credit union, I know that my own credit union is very welcoming to clubs and associations. A lot provide online banking and debit cards and wouldn’t have banking fees attached.

    Thanks so much, I ask around to some credit unions. Philosophically, they do work well with a trade union :pac: It's probably a very niche question anyways.


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