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Insuring a car-van Ford Focus

  • 12-09-2020 2:46pm
    #1
    JT1234
    Registered Users, Registered Users 2 Posts: 3 ✭


    Can I insure my Ford Focus car-van on a regular car policy as I’m only using it as a car?


Comments

  • #2
    Del2005
    Registered Users, Registered Users 2 Posts: 19,102 ✭✭✭✭Del2005


    JT1234 wrote: »
    Can I insure my Ford Focus car-van on a regular car policy as I’m only using it as a car?

    Nope needs to be a commercial policy, as it's registered as a commercial vehicle, and commercial tax based on cc so going to be expensive.


  • #3
    hurikane
    Registered Users, Registered Users 2 Posts: 691 ✭✭✭hurikane


    Del2005 wrote: »
    Nope needs to be a commercial policy, as it's registered as a commercial vehicle, and commercial tax based on cc so going to be expensive.

    I had a focus van previously and for whatever bizarre reason it was taxed as a car, not a van, had to NCT it. It wasn’t mine, was a work vehicle.


  • #4
    Del2005
    Registered Users, Registered Users 2 Posts: 19,102 ✭✭✭✭Del2005


    hurikane wrote: »
    I had a focus van previously and for whatever bizarre reason it was taxed as a car, not a van, had to NCT it. It wasn’t mine, was a work vehicle.

    Depends on what's on the VLC. M1 category vehicle (Motor Car) if N2 (Goods Vehicle), your van must have been registered as a motor car not a goods vehicle.


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