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Funeral cost

  • #1
    Registered Users Posts: 593 ✭✭✭ Ladyinthedark


    I have to elderly relatives with very little income and there both suffering from diseases that will eventually result in there deaths I’m scared to death about this but I’m also worried about the cost s of funerals does anyone know what I could do at this stage do funeral homes accept part payments ,one is in a nursing home .


Comments



  • I have to elderly relatives with very little income and there both suffering from diseases that will eventually result in there deaths I’m scared to death about this but I’m also worried about the cost s of funerals does anyone know what I could do at this stage do funeral homes accept part payments ,one is in a nursing home .

    So sorry to hear this - it's such a difficult time for people. Best advice I can give is to contact a funeral home if you have one in mind & they will give you a quote. If it sounds too high ask them how you can reduce it - not every funeral needs expensive flowers, death notice in paper/radio, limos if you're in a city etc.

    If you don't have a particular funeral home in mind don't be afraid to ring a few & ask what are your options. Funeral homes Will be happy to take part payments - they're use to having to wait dealing with solicitors & assets having to be sold. There are also funeral homes who specialise in low cost funerals.




  • Check and see if they have an account with a credit union - some CUs cover part or all of the funeral expenses.





  • A person with no immediate family and little means, I'd imagine there'd be a possibility of the Community Welfare Officer helping out.





  • Go to a funeral director. They're geniuses at uncovering money that's available to them.





  • Have you checked if they have life insurance policies? Credit union accounts?

    Like mentioned above most credit unions contribute towards their member's funeral costs. Shares up to €23k are also not counted as part of the estate (for probate reasons) and can be released to the account holders nominated person.

    My mother's credit union contributed €3,250 towards her funeral cost (2021).

    It didn't cover the full bill, but it should be enough to cover a cremation, which is substantially less expensive than a traditional funeral. Needs must.



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